Today is the 9 year anniversary of Oscar-Winner Kobe Bryant’s final game. The cut-away to a 78-year-old Jack Nicholson hopping up & down with his arms in the air like a kid after Kobe Bryant scores his 54th and 56th points is Cinema. Jack was all of us on this night. I miss Kobe.

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ACH is an outgoing payment system...

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The...