PayFi dark horse, the new king of cross-border payments Huma Finance @humafinance is strongly supported by the Solana Foundation, with a clear token launch in Q2, a prominent project Airdrop, so go ahead and dive in confidently!
https://app.huma.finance?ref=6QL3hh
As usual, let's first introduce what Huma Finance is.
Huma Finance @humafinance is a decentralized financial platform focused on PayFi (payment finance), aiming to solve liquidity pain points in cross-border payments through blockchain technology. Simply put, Huma wants to make global payments faster, cheaper, and more transparent!
The core product PayFi Stack provides liquidity and application layer support, integrating the advantages of traditional finance and DeFi. By acquiring Arf Financial, Huma has further strengthened its competitiveness in cross-border payments, positioning itself as the world's first PayFi Network.
Project Background: Why is Huma so hot?
The Huma Finance team has a super hardcore background. Co-founder Erbil Karaman @0xErbil is a former Facebook founding product lead, former Earnin Chief Product Officer, and Lyft Consumer Product Director. The other co-founder and CEO Richard Liu is also an advisory partner at Foothill Ventures, with deep accumulation in technology and finance.
In February 2023, Huma completed an $8.3 million seed round, led by Distributed Global and Race Capital. In September 2024, Huma completed another $38 million funding round, totaling $46.3 million. Solana Foundation Chairman Lily Liu @calilyliu also participated!
The cross-border payment market is expected to exceed $250 trillion by 2030, but traditional finance is inefficient and costly. Huma has seized this pain point, combining the transparency of DeFi and the efficiency of blockchain to create a decentralized payment finance ecosystem. After acquiring Arf Financial, Huma's technical and service capabilities have been further enhanced, already taking a leading position in the PayFi track!
Is Huma Finance worth deep involvement?
🔸Top endorsement: Stablecoin USDC issuer Circle Ventures, Solana Foundation Chairman Lily Liu, Anagram co-founder, former Polychain Capital President Joseph Eagan, and many other star institutions and angel investors
🔸Potential track: PayFi is the next trend, and Huma, as the track leader, has enormous future potential
🔸Real yield: Huma's investment products are based on real-world assets (RWA), with stable and considerable returns, suitable for conservative players
🔸Practical application: Huma is not just talking about concepts; its products have been implemented in cross-border payment scenarios with strong practicality
🔸Airdrop plan: $HUMA will be launched on @JupiterExchange's token launchpad, with project deposit rewards and clear Airdrop!
Currently, Huma is actively expanding its community, and the possibility of Airdrop and token incentives is extremely high, so early participants must not miss this opportunity!
Detailed Huma Finance Interaction Tutorial
1. Open the link and connect SOL wallet, deposit requires SOL chain USDC
https://app.huma.finance?ref=6QL3hh
2. Select deposit method and lock-up period. Classic mode offers 10.5% yield + Airdrop points, Maxi mode only gets high-multiple points for Airdrop. The longer the lock-up period, the higher the multiplier. Here's a chart borrowed from Little Bear Cookie Teacher @Airdrop_Guard
3. If you initially choose incorrectly, you can click Portfolio to switch deposit method and extend lock-up time at any time
https://app.huma.finance/portfolio
4. A super user-friendly feature: click $PST to exchange LP tokens for USDC on Jupiter, with more applications to be supported later (Note: Maxi mode cannot use $PST, must switch to Classic)
https://app.huma.finance/PST
5. Complete Huma Galxe missions to win more rewards
https://app.galxe.com/quest/huma
The tutorial ends here. Huma Finance @humafinance, as the leader in the PayFi track, backed by top teams and capital, combines technological innovation and practical application. I personally think it's very worth laying in wait!
