Ripple has partnered with Swiss cryptocurrency bank AMINA Bank to deploy a cross-border payment solution, processing over $95 billion in transactions and covering 90% of the global foreign exchange market.
Ripple , a provider of digital payment infrastructure for financial institutions, has announced a strategic partnership with Swiss cryptocurrency bank AMINA Bank. This agreement aims to address barriers to accessing traditional banking infrastructure for customers operating in the cryptocurrency sector and marks a significant step in Ripple's strategy to expand into the European market.
Under the cooperation framework, companies belonging to the AMINA Bank AG group will deploy Ripple Payments, a cross-border payment solution combining digital payment Token with a global payment network. This technology is expected to process international money transfers faster, at lower costs, and enhance the reliability of settlement using stablecoins compared to traditional methods.
A solid legal foundation
AMINA Bank AG holds a comprehensive licensing system across several key financial sectors. In addition to its headquarters in Switzerland, licensed for banking and securities trading by the Financial Markets Authority (FINMA), the group also has branches in Abu Dhabi Global Market, AMINA Limited in Hong Kong, and the European entity AMINA EU.
Notably, in November 2025, AMINA received a Certificate of Service Provider for Crypto Assets (CASP) license applicable to all of Europe under the Markets in Crypto-Assets (MiCA) regulation issued by the Austrian Financial Markets Authority.
Myles Harrison, Product Director of AMINA Bank, noted that traditional correspondent banking networks do not fully support cross-border stablecoin transactions, while customer demand for solutions that handle both fiat and digital assets simultaneously is rapidly increasing. The partnership with Ripple is expected to significantly expand the group's capacity to meet this demand.
Cassie Craddock, Managing Director of Ripple UK & Europe, said the partnership with AMINA Bank is designed to support local financial institutions in integrating digital assets into their existing infrastructure. This initiative not only strengthens Ripple's strategic position in Europe but also expands the use cases of the RLUSD stablecoin in custody and trading services compliant with the MiCA framework.
According to official announcements, Ripple Payments currently covers over 90% of the daily volume in the global foreign exchange market, with a total payment value exceeding $95 billion. The company is actively expanding its international footprint through licenses and partnerships in Singapore, the US, South Africa, Bahrain, Spain, Dubai, and many other markets.
