Crypto native payment cards are seeing rapid adoption, with daily transactions rising 22x from late 2024 to nearly 60,000 by mid January 2026, according to data from The Block. > These cards allow users to spend crypto directly at merchants by converting assets to fiat at the point of sale. > Daily transaction volume now sits near $4M, highlighting growing demand for real world crypto spending. > Etherfi currently leads the sector, accounting for roughly half of all card transactions. > Issuers are still experimenting with business models, with wide variation in fees and incentives. > Many cards boost appeal by offering DeFi based yields on balances, allowing users to earn returns while retaining spending flexibility.