Every month, a remote worker in the Dominican Republic gets paid $2,900 USD from the U.S. For years, the routine was the same: international wires or remittance services, 3–6% gone in fees and FX, and days of waiting for the money to show up. Now he uses Decaf. His salary lands in his U.S. account, held in self-custody, and he withdraws straight to his local bank in 🇩🇴. Around 1% in fees. Less than a day. That’s it. He does this every month. Anyone moving a monthly salary from the U.S. to DR? What’s been the hardest part?