Cryptocurrency payments in the US are making significant progress, with nearly 40% of businesses now accepting crypto at the checkout counter.
PayPal: Nearly 40% of US businesses have accepted crypto payments.
Nearly 40% of US businesses have embraced crypto.
According to data released by PayPal, based on a survey conducted by the National Cryptocurrency Association (NCA), approximately 4 out of 10 businesses in the US now allow cryptocurrency payments at their point of sale.
- The survey was conducted in October 2025, with the participation of 620 organizations from various industries, reflecting the perspectives of those directly involved in deciding payment strategies for businesses.
Notably, nearly 9 out of 10 US businesses reported having received customer inquiries about whether they support cryptocurrency payments, a figure indicating strong consumer demand.
- Beyond mere interest, data shows that crypto is being used in actual consumption. According to surveys, among businesses that have adopted crypto, cryptocurrency payments now account for an Medium of about 26% of total revenue, with some even reporting that crypto contributes more than a quarter of total revenue.
- Approximately 75% of these businesses reported an increase in crypto sales over the past year, indicating that consumers are not only willing to pay with crypto, but are also using it more frequently when the right option is available.
- Data from PayPal and NCA shows that the wave of crypto payment acceptance is currently being led primarily by large businesses. Specifically, about 50% of businesses with annual revenue exceeding $500 million reported accepting crypto at their payment terminals, while this rate was only 32% for medium-sized businesses and 34% for small businesses.
However, PayPal acknowledges that payment infrastructure remains the biggest barrier to crypto achieving greater widespread adoption.
- Surveys show that approximately 90% of businesses are willing to experiment with crypto payments if the experience is as simple as card payments and the implementation process is as easy as accepting credit cards.
Millennials and Gen Z are the main driving force from the user side.
- The survey also indicated that Millennials and Gen Z are currently the most savvy and willing consumers to use crypto, playing a crucial Vai in driving businesses to implement cryptocurrency payments.
These two generations have a high level of access to technology, are familiar with digital assets, and tend to prioritize fast, flexible, and cross-border payment methods, putting pressure on businesses to adapt.
- May Zabaneh, Vice President and General Manager of Crypto at PayPal, stated that the market has entered a new phase:
"What we're seeing in the data and in conversations with customers is that crypto payments are moving beyond the testing phase to become a part of everyday commerce."
According to PayPal, crypto has the potential to significantly improve traditional payment systems, thanks to characteristics such as faster speeds, lower costs, greater transparency, and improved security, benefiting both buyers and sellers.
- PayPal was one of the first major payment institutions to proactively enter this field, with its stablecoin PYUSD , and also launched acrypto checkout tool in July 2025, allowing US businesses to receive payments in over 100 cryptocurrencies.
- In addition, PayPal also introduced the "PayPal Links" feature, allowing users to send and receive money through personalized links, and is preparing to integrate Bitcoin, Ethereum, and PYUSD directly into its P2P payment system.
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