Many people's poverty is actually caused by procrastination. Essentially, it's a lack of action. What others do immediately, you procrastinate on, resulting in others profiting while you remain stagnant. For example, before 2017, Bitcoin could be easily bought on some domestic trading websites, and even earlier, on Taobao. People with action immediately understood and acted on their purchases, and many became very wealthy. Now, most risk-free channels for buying Bitcoin in China have been shut down. Another example is before 2023, opening an account with brokers like Futu and Tiger Brokers in Hong Kong to buy US stocks was easy, taking only ten minutes. Many people procrastinated even for that short time, and now, due to policy changes, opening an account is no longer allowed. Those who opened accounts immediately and bought Tesla, Google, and Nvidia stocks back then made a fortune. The same applies to opening accounts with certain overseas banks; they may be closed to new accounts at any time. Delaying many things will only lead to disaster.