According to ChainCatcher, at the "Build and Scale in 2026" forum recently held in Hong Kong, Spark co-founder Sam MacPherson delivered a keynote speech on "DeFi's Growth Engine," systematically explaining how Spark can build an integrated solution to address the fragmentation and inefficiency of on-chain capital markets by integrating savings, lending, and institutional-grade capital allocation.
Sam MacPherson points out that the current on-chain capital market still faces challenges such as severe fragmentation and low capital utilization efficiency. Spark builds its growth engine through three core products: first, Spark Savings, a full-chain savings account that manages over $2.75 billion in deposits, providing users with a safe and stable source of returns; second, SparkLend, a lending protocol focused on blue-chip assets, which captures value by reducing external protocol fees and protocol charges; and third, institutional lending in partnership with Anchorage custodian, seeking risk-adjusted returns across DeFi, CeFi, and traditional finance.
He believes that the next phase of DeFi growth will rely on integrated protocols that can seamlessly integrate multi-chain liquidity, provide institutional-grade risk control, and possess a sustainable token economic model. Spark is driving DeFi towards a more efficient and robust future through its product portfolio and ecosystem development.
