Let federally regulated banks—including community banks—offer yield on payment stablecoins and let's finish the job on digital asset market structure.  My op-ed: https://coindesk.com/opinion/2026/02/19/finish-the-job-on-digital-asset-market-structure… via @coindesk

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Monthly stablecoin volume reached $7.2 trillion in February 2026, surpassing the Automated Clearing House (ACH) network for the first time, which had $6.8 trillion.
ACH is an outgoing payment system...

Stablecoins have moved more money than the core US financial system.

President Trump's April 1, 2024 speech on the Iran conflict predicted another two to three weeks of intense military airstrikes, halting the brief recovery of the US stock market...

Three US stocks were heavily impacted by Trump's speech on Iran this week.

XRP 's 30-day liquidation index on Binance has fallen to a record low, near zero. Trading volume has plummeted from over $200 billion in January 2025 to virtually nothing.
The...

XRP liquidation drops on Binance – How will the price react?

it would be nice to see banks compete again for custmers and offer desirable products and services
yeild on stablecoins allow them to do that
retail deserves this, expcially considering the current state of the economy