The White House has approved a proposal to include cryptocurrency in 401(k) retirement plans.

According to a report by Cointelegraph on March 26, the White House Office of Information and Oversight Affairs (OIRA) completed its review of a Department of Labor (DOL) proposal on March 24. This proposal concerns allowing 401(k) trustees to include alternative assets, including digital assets, in their retirement plans. OIRA marked the review as "Change Approved" and listed the proposal as "of significant economic importance." The DOL is expected to release the proposed rule and initiate a 60-day public comment period, after which the final rule will typically be released after revisions. This review follows up on Trump's August 7, 2025 Executive Order. That executive order requires federal agencies to expand access to alternative assets in 401(k) plans, including access to digital assets through specific investment vehicles, and requires the DOL to reassess restrictions on private equity, real estate, and digital assets in fixed-contribution plans. It also requires the Treasury Department and the SEC to collaborate on rule revisions. In May 2025, the Department of Labor rescinded a 2022 compliance guideline issued during the Biden administration that required trustees to exercise "extreme caution" when including cryptocurrencies in 401(k) plans, marking a fundamental shift in the federal government's attitude towards incorporating digital assets into retirement plans. According to the Investment Company Institute, as of September 30, 2025, the U.S. retirement market's financial assets had reached a record $48.1 trillion. Furthermore, on February 25, the Indiana legislature passed a bill requiring certain state retirement and savings plans to offer at least one cryptocurrency investment option by July 1, 2027.