My largest and most substantial funds are currently held on exchanges, earning stablecoin yields – very stable and safe. But honestly, I'm a little itchy – I've researched some on-chain financial products with annualized returns exceeding 10%, but only dared to test the waters with small amounts, never daring to invest heavily. Today, a problem with on-chain financial products surfaced, making me wonder again: when will a stable, safe path with returns above 10% suddenly appear? And then, in April, the call came true – a USD1-related financial product with an annualized return of up to 12.45%, higher than the USD1 holding yield on exchanges, and with even greater reliability: 1. Partners: Collaborating with WLFI and USD1 2. Chain Background: Monad Chain has a strong track record 3. TVL: Currently over $1 million USD At this return, an investment of around $100,000 could earn approximately 5,000 RMB per month, significantly better than a regular job. Bear markets are perfect for passive income, Volatility is perfect for financial management, Stability + Reliability = Passive Income. This is probably the life everyone dreams of.