WLFI co-founder and COO @zakfolkman was interviewed by @mscryptojiayi, where he discussed several key points regarding the future of USD1 and stablecoins: Regarding market shifts: Last year everyone was talking about RWA, but this year, after its launch in Hong Kong, everyone is talking about AI and stablecoins. USD1 has just surpassed a $5 billion market capitalization and is approaching $5.5 billion. He believes stablecoins will become the currency for transactions between AI agents; this is an obvious trend. Regarding the popularization of cryptocurrencies: The obstacle to cryptocurrency adoption is that most people don't want to become "Crypto Natives"—they don't want to learn seed phrase, transaction signing, gas fees, and so on. Therefore, the key is to integrate the technology into their existing lifestyles, rather than forcing them to adapt to cryptocurrency. Regarding the community: USD1 may be the only stablecoin with strong community support. Nobody gets excited about USDT or USDC, but USD1 is different. For example, when Sahara AI conducted its IEO, it raised $70 million, of which $55 million came from USD1. Regarding bear market strategies, most projects would reduce budgets during a bear market, but they did the opposite—doubling down on whatever they saw was effective. The market has cycles, but continuous construction is key. Regarding dollar upgrades: He made a very interesting point: mobile phone technology has iterated rapidly in recent years, but the US dollar hasn't been upgraded in 100 years; it's still just a piece of paper. Digital stablecoins in bank accounts are essentially upgraded versions of the digital dollar—programmable, offering instant settlement, global circulation, and virtually zero transaction fees. He gave an example: a friend had to wait 48 hours and pay bank fees, intermediary bank fees, and foreign exchange conversion fees to pay a payment from Australia to a German supplier. However, transferring USD1 on BNB Chain is instant and free of charge. Regarding the future: They are developing a consumer-grade application similar to Cash App, allowing people to transfer money and make payments to friends using USD1. It will also integrate with an AI platform for agent-based payments. Finally, he added: Don't let market sentiment sway you; focus on building and long-term goals. In 10, 20, or 30 years, these technologies will be integrated into daily life, and no one will find it strange.