According to BlockBeats, on April 21st, during a roundtable discussion titled "Decoding Web 4.0: When AI Agents Take Over On-Chain Authority," Infini founder Christian discussed the relationship between stablecoins and AI agents. He stated that the underlying logic of stablecoins is not complex, focusing on two key points: first, as a substitute for the US dollar, providing global users with a universal currency capable of settlement and transaction value; and second, their emergence and widespread application in regions with underdeveloped financial infrastructure. Therefore, the real demand for stablecoins comes more from emerging markets than from developed countries with well-established traditional financial systems.
In practical applications, Christian emphasized that the greatest value of stablecoins lies in their ability to restructure payment and settlement efficiency. Compared to the traditional banking system's cost of $30-50 per transaction and weeks of onboarding time, current on-chain transaction costs have dropped to the level of a few dollars, making micropayments and high-frequency settlements possible.
He cited Infini's product as an example, stating that users can generate stablecoin payment links within a minute without coding skills and quickly distribute them to various social or business scenarios, enabling instant payments globally. This model is almost impossible to achieve in the traditional financial system because businesses typically need to go through lengthy account opening and payment integration processes.
