Ledn predicts the Bitcoin -backed mortgage lending market could grow from around $3 billion to $1 trillion in the next 10 years.
The report from this crypto lending platform is based on a survey of 1,244 cryptocurrency holders in the US and Australia. The results show that approximately 88% are willing to use loans or credit products secured by digital assets, but only 14% are currently using them.
Ledn describes this as a 6:1 gap between demand and adoption. According to the company, many people want to hold the coin so they don't have to sell it, but they still need liquidation.
The report also suggests that the main barrier lies not in demand, but in the market's trust infrastructure. Mauricio Di Bartolomeo, co-founder of Ledn, says the industry needs a more trustworthy system so that users can borrow and lend with peace of mind.
Crypto-backed lending is comparable to traditional financial forms like pledging stocks or mortgages, meaning it generates cash flow without having to sell long-term assets. The report also indicates that users value platform reputation, risk management, and asset security more than interest rates or product features.
