Yan Meng @ Solv Protocol | ERC-3525

Yan Meng @ Solv Protocol | ERC-3525

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Cofounder of Solv (@SolvProtocol, http://solv.finance) protocol; Co-author of ERC-3525; SFT Labs/ERC-3525/Web3/DeSoc evangelist.

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Yan Meng @ Solv Protocol | ERC-3525

Is the Federal Reserve quietly opening a backdoor for a crypto company? A document numbered OP-1877 reveals that Ripple may open a "payments account" directly with the Federal Reserve. What does this mean? If approved, Ripple's USD stablecoin, RLUSD, would have its reserves held directly at the Federal Reserve. This completely bypasses the counterparty risk associated with all commercial banks. This move could allow settlements to occur directly on the Federal Reserve's track. Will this solidify XRP's position as a global bridge asset? RLUSD would also gain institutional-grade stability backing. The deeper question is, why Ripple? Against the backdrop of the Trump administration's emphasis on financial sovereignty and vigilance against the infiltration of a globalized financial system, what kind of precedent does a decentralized private company directly linking itself to a national central bank set? Could this be a move by Wall Street and tech elites to circumvent traditional regulations and create a new financial hegemony?

Yan Meng @ Solv Protocol | ERC-3525

I don't understand the situation, but I think Coinbase must have its reasons.

🔶美财政部长贝森特：Coinbase顽固不化，必须尽快通过清晰法案贝森特称，Coinbase 反对《CLARITY 法案》的行为是“顽固不化”。他强调，必须尽快通过该法案，为加密市场建立清晰的监管框架，推动美国成为全球加密中心。

Yan Meng @ Solv Protocol | ERC-3525

Please, everyone, we all use AI and experience its progress and power, but you don't need to rush to post your thoughts on Twitter and predict the future every time you make a small breakthrough. Please curb your wild imaginations, talk less big and empty words, focus on doing things, share more methods, technologies and results, and spread less anxiety.

Yan Meng @ Solv Protocol | ERC-3525

I also think that last year (2025) was a crucial year for AI to move towards productization and practical application.

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@Research Newsletter (Jay)

Will Smith eating spaghetti is the true test of AI $msft $goog $meta $nvda

Yan Meng @ Solv Protocol | ERC-3525

The insight that AI applications have a star-shaped topology rather than a network is profound. However, many other judgments and expressions resemble the grandiloquent rhetoric common during the dot-com and blockchain bubble phases. The old world, the new world, privilege, the dead, immortality—these are all clichés of bubble rhetoric. Especially sensational and clearly illogical expressions like claiming a 100-fold increase in cognitive gap using advanced models should be avoided. Efficiency can be compared, but how do you measure cognition? How can you measure a 100-fold difference? If I had to say, I believe Kant's cognition was 100 times greater than mine; he didn't even have AI, not even a calculator.

Yan Meng @ Solv Protocol | ERC-3525

I can't help but vent. These are all explanations for the bureaucrats' thinking. Can anyone explain some simple logic to them? You're really naive. You only know that in the new Cold War, to put on a good show of winning, you can't do without AI, but you don't know that AI agents and robots can't use bank accounts; to make payments and exchanges, they can only use crypto. By the time the US figures it out, and you're lamenting, it'll be too late.

关于此次中国 RWA 的开口子，几篇分析文章汇总: @bocaibocai_ https://mp.weixin.qq.com/s/-UMolMQbw4YahXCliHYPqg… @Honglin_lawyer https://mp.weixin.qq.com/s/31WnxyVQcTQEedSappEhnw… 刘扬律师 https://mp.weixin.qq.com/s/dTthWZav_LlJWS0-Rb1naQ… 财新 https://finance.caixin.com/2026-02-07/102412618.html?cxw=Android&Sfrom=more&originReferrer=Androidshare&readAddIntegral=jKYBHJaPybHW%2Bk9tRTV%2BCF3xhGVsJKSkfnFesOhNFPMjFFaV%2FTuFRw%3D%3D&system=CAIXIN&articleId=102412618…

Yan Meng @ Solv Protocol | ERC-3525

Let me summarize. Two documents were issued on the same day: one firmly prohibiting foreign and private RWA assets from competing with us for investment opportunities; the other allowing domestic RWA assets to be used by us to exploit foreign investors. The only RWA assets that can be allowed to go abroad from China are those that have no outlet in traditional financial markets, or those that require paying a toll to the authorities. twitter.com/myanTokenGeek/stat...

Yan Meng @ Solv Protocol | ERC-3525

Years later, many people will surely recall that afternoon when Bitcoin hit the 60s, and sigh, "Oh, I wanted to buy it back then."

Yan Meng @ Solv Protocol | ERC-3525

It's not just crypto that's falling; this time it's all falling together, so what's there to be afraid of?

Yan Meng @ Solv Protocol | ERC-3525

Recommended article. Many crypto enthusiasts are probably researching US stocks these days, firstly because native crypto assets have been underperforming recently, secondly because AI is clearly at the forefront of innovation, and thirdly because RWA is being implemented on-chain, making it increasingly convenient to buy various US stocks with stablecoins. Therefore, I feel now is a great opportunity for crypto people to learn about US stocks and value investing—after all, the market is terrible, so why not take it easy? twitter.com/myanTokenGeek/stat...

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