Claims of USDX interest rates as high as 800% and the "3-day clearing window": Verifiable information and uncertainty.

TL;DR

Currently available data only shows two stablecoins with the same name as "USDX" but different from each other, and no on-chain or official channels have been found to confirm the risk of large-scale liquidation with lending rates soaring to 800% or with only 3 days left.
In the absence of further traceable sources, this claim cannot be verified. A high degree of caution should be exercised, and verification should be sought from the official community or on-chain data dashboards in a timely manner.

Verifiable basic information

observe:

1. Both are small-cap USD stablecoins, and no lending market indicators such as lending rates, liquidation thresholds, or capital utilization rates were found.
2. Unlike other assets with the same name such as Kava USDX and Overnight.fi USD+, neither of the above two USDXs showed any abnormal interest rates in the search results.

Core Analysis

1. Information source gap

• The current search results only cover basic token data and official social media accounts ; no real-time interest rate data for on-chain lending pools (such as Aave, Compound, or the company's own Money Market) were found.
• No official announcements, forum posts, or developer statements were found to mention "800% interest rate" or "3-day settlement".

2. Reasonableness assessment of high-interest-rate scenarios

• Temporary spikes in lending rates are usually triggered by a sharp drop in liquidity or an extreme increase in utilization ; niche stablecoins are prone to instantaneous interest rates of several hundred percent annualized on low-liquidity platforms, but these are often short-lived .
• If it truly reaches an 800% annualized rate and remains so for several days, the following should be observed on the blockchain:
  1. Fund pool utilization rate >90%;
  2. The surge in accumulated interest on loans triggered increased activity in the liquidation bot.
  3. Risk warnings will be issued through agreements or community channels.
     No supporting evidence has been found so far.

3. Market Reaction and Community Signals

• The official usdx.money account has 261 followers and has not received any alerts or crisis communications in the past 72 hours.
• Hex Trust USD does not have an active community on social media.
• If a systemic liquidation risk were to occur, it would typically generate significant discussion on platforms such as Telegram, Discord, or X, but no such discussion has been found so far.

Risk Warning and Next Steps

1. Verify token ownership . Confirm whether the USDX you hold is usdx.money, Hex Trust USD, or an asset with the same name issued by other chains (such as Kava, Polygon) to avoid confusion.

2. Instantly view the on-chain market dashboard

   • Check the Utilization, Borrow APY, and Supply APY of the stablecoin's main lending pool (if any).
   • Pay attention to the liquidation threshold (Health Factor) and fluctuations in the price of mortgaged assets.

3. Verification through official channels

   • Join the Discord/Telegram project to check for official emergency announcements.
   • Ask the team or administrator directly for an authoritative explanation.

4. Warehouse Management

   • Before verifying the authenticity of the information, avoid further leveraging; reduce borrowing positions if necessary.
   • If you have collateral to protect against liquidation, consider increasing the collateral or partially repaying the debt.

in conclusion

Based on currently available data, the veracity of the claim that "USDX interest rates have surged to 800% and the liquidation window is only 3 days away" cannot be confirmed. Such high-risk alerts, lacking on-chain indicators and official statements, are highly likely to be misinformation or misleading information targeting the same token .
Investors are advised to immediately cross-verify with the official community through the on-chain data dashboard and adopt conservative position management until the risks are confirmed.