7 月 17 日，据 Defillama 数据，Sei Network 上原生借贷协议 Takara Lend TVL 已突破 1 亿美元，USDT APR 暂报 15.64%，USDC APR 暂报 14.79%。
近期，Sei 宣布集成原生 USDC 和 CCTP V2，并被怀俄明州稳定币委员会选为 WYST 的候选链。WYST 是一款由法定货币支持的美国稳定币，计划通过 LayerZero 跨链桥接。
Takara Lend 是 Sei 上增长最快的 DeFi 协议之一，正演变为可编程信用平台，致力于构建 DeFi 的信用层，使加密资产不仅可投资，更可用于现实支付。

<div><p>7 月 17 日，据 Defillama 数据，Sei Network 上原生借贷协议 Takara Lend TVL 已突破 1 亿美元，USDT APR 暂报 15.64%，USDC APR 暂报 14.79%。</p><p>近期，Sei 宣布集成原生 USDC 和 CCTP V2，并被怀俄明州稳定币委员会选为 WYST 的候选链。WYST 是一款由法定货币支持的美国稳定币，计划通过 LayerZero 跨链桥接。</p><p>Takara Lend 是 Sei 上增长最快的 DeFi 协议之一，正演变为可编程信用平台，致力于构建 DeFi 的信用层，使加密资产不仅可投资，更可用于现实支付。</p></div>

Sei原生借贷协议Takara Lend TVL突破1亿美元，稳定币APR达15%+

On July 17, according to defillama data, the native lending protocol Takara Lend TVL on Sei Network has exceeded $100 million, with USDT APR currently reported at 15.64% and USDC APR currently reported at 14.79%.

Recently, Sei announced the integration of native USDC and CCTP V2, and was selected by the Wyoming Stablecoin Committee as a candidate chain for WYST. WYST is a stablecoin backed by fiat currency, planned to be cross-chain bridged through LayerZero.

Takara Lend is one of the fastest-growing DeFi protocols on Sei, evolving into a programmable credit platform dedicated to building the credit layer of DeFi, making crypto assets not only investable but also usable for real-world payments.

<div><p>On July 17, according to defillama data, the native lending protocol Takara Lend TVL on Sei Network has exceeded $100 million, with USDT APR currently reported at 15.64% and USDC APR currently reported at 14.79%.</p><p>Recently, Sei announced the integration of native USDC and CCTP V2, and was selected by the Wyoming Stablecoin Committee as a candidate chain for WYST. WYST is a stablecoin backed by legal tender, planned to be cross-chain bridged through LayerZero.</p><p>Takara Lend is one of the fastest-growing DeFi protocols on Sei, evolving into a programmable credit platform dedicated to building the credit layer of DeFi, making crypto assets not only investable but also usable for real-world payments.</p></div>

Sei's native lending protocol Takara Lend TVL exceeds $100 million, stablecoin APR reaches 15%+

Today we saw gold, silver, and palladium all hit new highs! Since the correction at the end of October, gold has been trading above the 25-35 day moving average; silver is rising along the four-hour moving average; and palladium is rising along the three-day moving average.
Synchronization: This "synchronized new highs" usually signifies the start of a major trend. Gold provides "stability," silver provides "elasticity," while the addition of palladium indicates a dual surge in industrial and investment demand.
In this clear upward trend, trading volume has not weakened significantly and no bearish structure has emerged. Don't try to short the short at the top; otherwise, you'll end up with...

Market Analysis | Gold, Silver, and Palladium Hit New Highs! How High Can They Go!?

Original text from Prince
Compiled by Odaily Odaily Golem (@web 3_golem)
The failure of fixed-rate lending in the crypto space is not simply because DeFi users reject it. Another reason for its failure is that DeFi protocols designed their credit products using money market assumptions and then deployed them into a liquidity-driven ecosystem; the mismatch between user assumptions and actual capital behavior keeps fixed-rate lending a niche market.
Fixed-rate products are unpopular in the crypto space. Currently, almost all mainstream lending...

Why do DeFi users reject fixed interest rates?

Currently, looking at the daily chart of US stocks, two key signals are needed for confirmation that the market is turning bearish:

- Break below key support: The three major indices must break below the red line.

- Structural reversal: Lower Highs and Lower Lows must appear in the trend.

Currently, the overall trend is still upward, but since no higher highs have been reached, it has essentially been in a consolidation phase since October 30th.

According to Market Pulse data, the index is currently at 50...