A major technical overhaul is imminent for the XRP Ledger (XRPL). The newly introduced "Credentials" amendment, which will go into effect within the next few hours, will functionally integrate a user identification and authentication system for compliance. Specifically, this amendment will enable the issuance of digital credentials that meet KYC and AML requirements for decentralized identities (DIDs) for users and institutions, and is expected to play a key role in expanding the on-chain identity verification infrastructure.
This amendment was approved by core XRP Ledger participants with 28 out of 35 votes, or approximately 82.9%, and is scheduled to take effect at 3:51 AM GMT on September 4, 2025. The feature supports new transaction types, including CredentialCreate, CredentialAccept, and CredentialDelete, natively on the XRP Ledger.
According to the technical documentation, Credentials goes beyond simple identity authentication to include the ability to modify existing transaction types, add transaction fields, introduce new ledger entry types, modify existing ledger entries, and query Credential entries. This represents a significant upgrade in terms of flexibility and compliance of the XRP Ledger infrastructure.
Meanwhile, in the past week, XRP Ledger has continued its technological evolution with three other amendments sequentially activated, including 'fixAMMv1_3', 'fixEnforceNFTokenTrustlineV2', and 'fixPayChanCancelAfter'.
Fueled by this positive momentum, XRP recently achieved a remarkable 400% year-to-date gain, significantly outperforming Bitcoin (BTC) at 88% and Ethereum (ETH) at 73%. According to CoinGecko, XRP is currently trading at $2.87 (approximately 3,989 won), up 1.61% from the previous day, successfully rebounding from its early-week decline.
Key resistance levels on the chart exist around $3.09 (approximately 4,290 won), $3.38 (approximately 46.98 million won), and $3.66 (approximately 50.87 million won). A break above these levels could lead to further upside, targeting the $4 (approximately 55.6 million won) range. Conversely, a key support level is $2.48 (approximately 34.47 million won), where the 200-day moving average is located. This level is expected to act as a defensive barrier in the event of a decline.
The XRP community and development ecosystem see this Credentials amendment as a stepping stone to expanding the real-world functionality of the XRP Ledger and strengthening regulatory connectivity with traditional financial institutions. The market is watching closely to see what changes the coming hours will bring to the XRP ecosystem.
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