What is the role of a risk curator in programmable finance? Today we had a great conversation with @patfscott, @rsousamarques, @tkstanczak, and @DeclanFox14 — here’s my take: DeFi and Ethereum are far more than payment systems—we’re rebuilding the entire financial infrastructure to be programmable and data-driven. A core software principle is “divide and conquer.” Today, we’re breaking financial processes into smaller components that can be automated step by step. Within this architecture, risk curators serve as a key module: they introduce knowledge of the risk nature and business logic of each token. Curators fill the gap that smart contracts can’t yet bridge, providing the context and parameters needed for systems to function safely. I believe this is temporary. In the coming years, developers will enhance programmability and remove the need for humans-in-the-loop altogether. One of the most important things we must protect is transparency. Today, many people propose different risk scores with unclear methodologies. Sustainable DeFi cannot rely on trusting such closed-source ratings, as TradFi does. We should not simply replicate the same solutions, even if they work well in traditional finance. As Henry Ford said, “If I had asked people what they wanted, they would have said faster horses.” Instead, we must gather open data, analyze it, and build better, verifiable systems. This won’t be a one-day solution—finding the right path is hard. But if crypto communities stay strong in their core principles—decentralization, transparency, and trustlessness—we can build the next-generation financial stack.