According to Foresight News , citing China News Weekly, several months ago, Ms. Yu and her husband transferred 250 yuan of pocket money to each other through China Construction Bank, noting in the transfer notes "Dogecoin this week." This prompted an investigation and account suspension by the bank. Recently, the couple received calls from China Construction Bank staff verifying their relationship and the reason for the transfer notes, stating that the notes triggered "virtual currency control" and their accounts would be set to "no receiving, no sending" status.
The bank staff told Ms. Yu that to unfreeze the account, she needed to submit her husband's bank statements for the past few months. After the verification was approved, she would need to write a commitment letter promising that she had not engaged in cryptocurrency transactions before and would not participate in cryptocurrency transactions in the future. Her husband, however, strongly opposed directly restricting the account's use and was negotiating with the bank staff.
In response, China News Weekly contacted the China Construction Bank's service hotline. A staff member stated that they had not received any information regarding the control of virtual currencies and suggested contacting the relevant branch for specific details. A staff member at a China Construction Bank branch in Dalian, where her husband's account was opened, stated that if an account involves virtual currency transactions, the bank will implement a "no deposit, no withdrawal" control. If the transfer remarks mention "Dogecoin," proof that the remarks are unrelated to virtual currencies is required. However, the problem lies in how to prove this; bank statements alone are insufficient as valid proof. Therefore, such controlled accounts cannot be unfrozen and can only be closed.
