The four-year cycle is over; 30 institutions are betting on a new crypto landscape in 2026. [Plain Language Guide] 2026 Crypto Asset Outlook: The industry is transitioning from "adolescent exuberance" to "mature stability." Institutional Consensus: The four-year halving cycle has failed; ETFs are driving systemic capital inflows; stablecoins and RWA are booming, with market capitalization potentially reaching trillions of dollars; the AI agent economy is rising, and blockchain is becoming a financial engine. Key Points of Disagreement: BTC volatility, the quantum threat, and the debate over AI payment layers.