According to Foresight News , citing Jinshi, the Industrial and Commercial Bank of China and the Agricultural Bank of China announced that starting from January 1, 2026, interest on the balance of digital RMB real-name wallets will be calculated at the current deposit rate, and the interest calculation and settlement rules will be consistent with those for current deposits.
ICBC and ABC: Starting January 1, 2026, interest will be paid on the balance of digital RMB real-name wallets.
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