【“数字人民币和微信支付宝的不同”登上百度热搜榜第一】火星财经消息，“数字人民币和微信支付宝的不同”登上百度热搜榜第一。据百度热搜分析称，自 1 月 1日 起数字人民币钱包余额将按照活期存款计付利息，数字人民币和微信、支付宝不同之处的解读是：数字人民币是钱，相当于拿着一把电子钱直接付给商家；微信、支付宝是钱包，付款时从钱包里拿钱给商家。

<div><p>【“数字人民币和微信支付宝的不同”登上百度热搜榜第一】火星财经消息，“数字人民币和微信支付宝的不同”登上百度热搜榜第一。据百度热搜分析称，自 1 月 1日 起数字人民币钱包余额将按照活期存款计付利息，数字人民币和微信、支付宝不同之处的解读是：数字人民币是钱，相当于拿着一把电子钱直接付给商家；微信、支付宝是钱包，付款时从钱包里拿钱给商家。</p></div>

“数字人民币和微信支付宝的不同”登上百度热搜榜第一

[“The Difference Between Digital RMB and WeChat Pay/Alipay” Tops Baidu’s Hot Search List] Mars Finance reports that “The Difference Between Digital RMB and WeChat Pay/Alipay” has topped Baidu’s hot search list. According to Baidu’s hot search analysis, starting January 1st, the balance in a digital RMB wallet will accrue interest at the rate of current deposits. The difference between digital RMB and WeChat Pay/Alipay can be explained as follows: digital RMB is money, essentially paying merchants directly with electronic cash; WeChat Pay and Alipay are wallets, where money is withdrawn from the wallet to pay merchants.

<div><p>[“The Difference Between Digital Yuan and WeChat Pay/Alipay” Tops Baidu’s Hot Search List] Mars Finance reports that “The Difference Between Digital Yuan and WeChat Pay/Alipay” has topped Baidu’s hot search list. According to Baidu’s hot search analysis, starting January 1st, the balance in a digital yuan wallet will accrue interest at the rate of current deposits. The difference between digital yuan and WeChat Pay/Alipay can be explained as follows: digital yuan is money, equivalent to paying merchants directly with electronic cash; WeChat Pay and Alipay are wallets, where money is taken from the wallet to pay merchants.</p></div>

The topic "Differences between digital yuan and WeChat Pay/Alipay" topped the Baidu hot search list.

Author: Yuanshan Insights
Data Source: Farside Investors, SoSoValue, Fed H.4.1 Report, CryptoQuant

On the first trading day of 2026, BTC ETF saw a net inflow of $471 million.

What does this figure mean?

In November and December, the combined net outflow of spot BTC ETFs was approximately $4.57 billion; with a net outflow of approximately $1.09 billion in December alone.

Many people frantically sold at a loss above 93K, and institutions bought back about one-tenth of that amount on January 2nd alone.

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After a long period of weakness, the meme coin has finally seen an encouraging rebound.
Since mid-September last year, the total market capitalization of Meme Coin gradually declined from approximately $80 billion to a low of only $35 billion, with virtually no significant rebound along the way. However, in the first week of 2026, the total market capitalization of Meme Coin finally rebounded, returning to nearly $50 billion.
During the same period, the market capitalization of Meme coin as a percentage of the overall Altcoin reached its lowest point since July 2022, almost reaching its lowest level since then...