Hitting the poverty line in China can be quite terrifying. I have a relative who bought a house in the provincial capital when I was still in school. Later, he bought a second and a third house, opened a shop, and invested in storefronts. I still remember one Chinese New Year when he rolled down his BMW window to greet me. Until this year, I heard he defaulted on his mortgage on his new house, sold his BMW, and bought a new energy vehicle to drive for Didi. It's clear that each generation has its own circumstances; nothing is permanent.