According to Foresight News , Rujira has launched Credit Accounts, a native, trustless lending protocol on THORChain. Built on THORChain's security model, the protocol does not rely on wrapped tokens, cross-chain bridges, or custodian platforms. Credit Accounts is secured by collateral; user-deposited native assets such as BTC and ETH are locked in THORChain's decentralized vault and generated as in-protocol credentials on a 1:1 basis. Furthermore, Credit Accounts will support features such as over-collateralized stablecoin issuance based on native BTC, native spot leveraged trading, and perpetual contract v2. Credit Accounts has been operational since the end of 2025.
Rujira launched its native lending protocol, Credit Accounts, on THORChain, supporting native BTC-collateralized lending.
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