On January 22nd, TCBS confirmed that it had submitted its application for a license as soon as the Ministry of Finance opened the application process, expecting approval within the next three months. This information was Chia by the leaders of Techcombank Securities Joint Stock Company at an event on January 21st, where they met with analysts and institutional investors and announced the 2025 business results of Techcombank, attracting significant attention from the financial market and the investment community.
According to Mr. Nguyen Xuan Minh, Chairman of the Board of Directors of TCBS, the company has completed all preparations for its digital asset business segment, from technology platforms and operating systems to internal processes and risk management. The application for a license was submitted as soon as the Ministry of Finance officially opened registration for organizations providing services to operate cryptocurrency trading markets on January 20, 2026. If the assessment process goes smoothly, TCBS could be granted a license within three months, or even sooner depending on the progress of the regulatory authority. The company's leadership affirms that the system can go into operation almost immediately after approval, demonstrating a very high level of readiness.
This move is not a short-term experiment but part of a long-term strategy within the Techcombank – TCBS ecosystem. Previously, in May 2025, Techcom Cryptocurrency Exchange Joint Stock Company was established with an initial charter Capital of 3 billion VND, headquartered in the Techcombank building on Quang Trung Street, Hanoi. Mr. Nguyen Xuan Minh holds the majority of shares and directly manages the company, while TCBS and the fund management company within the Techcombank ecosystem also contributed Capital. The formation of a separate legal entity for the cryptocurrency trading segment is XEM as an important preparatory step to anticipate the new legal framework in Vietnam.
In fact, signs that TCBS had "taken a step ahead" appeared quite early. On TCBS's investment platform, a cryptocurrency tracking section has been integrated, allowing investors to update price fluctuations of over 100 popular cryptocurrencies such as Bitcoin, Ethereum, XRP, BNB , and Dogecoin. Although currently only at the information tracking stage, this move shows that TCBS is gradually familiarizing users with this new asset class, while simultaneously preparing data and experience to be ready to launch the service once officially licensed.
Alongside digital assets, TCBS and Techcombank are also accelerating their gold trading business, a sector considered to have great potential amidst the increasing demand for safe-haven assets from investors. According to TCBS leaders, current legal regulations allow banks and securities companies to participate in physical gold trading, so the two entities are working closely together to complete the necessary steps. If approved by the regulatory authorities, the physical gold trading platform, named TCB Physical Gold, is expected to launch in February 2026, opening up a new investment channel within Techcombank's financial ecosystem.
Not stopping at physical gold, TCBS also aims to research and develop digital gold products as well as other digital assets in the future. According to Mr. Nguyen Xuan Minh, the legal framework for digital gold and digital assets in Vietnam is still being finalized; however, he expects that by the end of 2026, the relevant regulations will become clearer, creating a foundation for the systematic development of the market and Derivative products associated with these types of assets.
