Flare Launches Modular Lending, XRP DeFi Leveraging FXRP
XRP is entering the DeFi arena through "modular lending" on the Flare network. Morpho, a lending protocol integrated into Flare, is gaining traction, surpassing $10 billion (approximately KRW 14.54 trillion) in total assets locked in (TVL).
XRP Transforms into a Yield-Generating Asset… FXRP-Based DeFi Strategy Launches in Full Swing
The newly launched modular lending platform revolves around FXRP, an XRP-based asset issued by Flare. Users can convert XRP into FXRP and deposit it into a yield-bearing vault, or use it as collateral to borrow digital assets. Furthermore, this asset can be utilized in a range of complex strategies, including staking, lending, and recycling.
This trend was further fueled by the US government's decision to pass the Clarity Act, which activated cross-chain functionality. Flare's DeFi platform significantly expanded the utility of XRP, which previously relied solely on simple remittances.
Morpho-Mystic integration boosts user accessibility, kicking off the XRPfi ecosystem.
Unlike traditional platform structures, Morpho is tightly integrated with a dedicated frontend called Mystic. Through Mystic, users can easily access various DeFi features, including vault deposits, lending, and strategy utilization.
Additionally, within the XRP-centric ecosystem, "XRPfi," Flare will operate a staking vault based on FXRP, FLR, and USDT0, offering diverse revenue models. Curators like Clearstar will leverage this infrastructure to offer advanced investment strategies.
Flare previously launched the first FXRP spot trading pair on leading DeFi exchange Hyperliquid. This not only secures FXRP's liquidity but also strengthens its position within decentralized finance.
Whales are quietly accumulating in anticipation of an XRP 'supercycle.'
XRP's expansion into DeFi has enabled strategic investment beyond simple long-term holding. CNBC has identified XRP as a top buying opportunity in 2026, and some whale investors are reportedly accumulating FXRP in preparation for the next rally.
Even amidst market instability, "diamond-hand" investors are taking the lead, and the introduction of the DeFi module is expected to stimulate FXRP inflows while driving practical use and demand for XRP. It remains to be seen whether a lending-staking hybrid strategy utilizing XRP can take hold in the future.
💡 " From simple holding to strategic operation... XRP now works with DeFi ."
As lending and staking hybrid strategies utilizing FXRP gain traction, XRP is transforming from a passive asset to an active, yield-generating one. However, these increasingly sophisticated DeFi strategies can be detrimental without a clear understanding of their operating principles and risks.
In line with this trend , TokenPost Academy , South Korea's leading blockchain media outlet, offers a curriculum that systematically teaches DeFi strategies, including FXRP.
📌 Step 5: The DeFi User (Decentralized Finance in Practice)
- Learning about the structure and risks of staking, lending, and recycling complex strategies.
Liquidity provision (LP) and the calculation of 'impermanent loss'
- Risk-free arbitrage trading using assets such as FXRP, LTV (loan-to-value ratio) management, etc.
This will enable practical application of new opportunities, especially staking vaults based on FLR, FXRP, and USDT0.
The person who will laugh in 2026 is the one who is analyzing and preparing now.
Investment strategies must evolve along with XRP's 'supercycle'.
Curriculum: 7-Step Masterclass from Basics to DeFi and Derivative Strategies
Special offer: Get your first month free!
Go to: https://www.tokenpost.kr/membership
TP AI Precautions
This article was summarized using a TokenPost.ai-based language model. Key points in the text may be omitted or inaccurate.
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