我让GROK审计我的月度支出。
它发现了我没注意到的847美元浪费。
这相当于每年省回10,164美元。
以下是每个人应该每月运行的5个省钱提示：

Twitter

I had GROK audit my monthly spending.

It uncovered $847 of wasted money that I hadn't noticed.

That equates to saving $10,164 annually.

Here are 5 money-saving tips everyone should run monthly:

Author | Jeff Park (Chief Information Officer, Bitwise)
Compiled by Odaily Odaily(@OdailyChina)
Translator | Dingdang (@XiaMiPP)
Editor's Note: On February 5th, the cryptocurrency market experienced another crash, with over $2.6 billion liquidated in 24 hours. Bitcoin briefly plummeted to $60,000, but the market seems to lack a clear consensus on the causes of this decline. Bitwise CIO Jeff Park offers a new analytical framework from the perspective of options and hedging mechanisms.
...

The Black Swan Event Was Actually This: The Real Reason for the Recent Bitcoin Crash

Author | Jeff Park (Chief Information Officer, Bitwise)
Compiled by Odaily Odaily(@OdailyChina)
Translator | Dingdang (@XiaMiPP)
Editor's Note: On February 5th, the cryptocurrency market experienced another sharp drop, with over $2.6 billion liquidated in 24 hours. Bitcoin briefly plummeted to $60,000, but the market seems to lack a clear consensus on the causes of this decline. Jeff Park, CIO of Bitwise, offers a new analytical framework from the perspective of options and hedging mechanisms. [...]

The release of this new regulation marks a historic leap in the attitude of Chinese regulators towards virtual assets, shifting from a "complete ban" to a "combination of restriction and guidance."

Article Author & Source: Guofeng Law Firm On February 6, 2026, the "Notice on Further Preventing and Handling Risks Related to Virtual Currencies" (Yinfa [2026] No. 42, hereinafter referred to as "Document No. 42"), jointly issued by eight ministries led by the People's Bank of China, and the "Regulatory Guidelines on the Issuance of Asset-Backed Securities Tokens Overseas by Domestic Assets" (hereinafter referred to as the "Guidelines") simultaneously issued by the China Securities Regulatory Commission, have triggered significant reactions in the legal and financial circles...

Breaking News! The Year of China's RWA: A Compliant Channel Opens for Trillions of Yuan in Domestic Assets to Go Global

5. 月度储蓄计划
提示：'根据我的支出分析，制定现实预算：(1)削减500-800美元浪费、(2)保持生活质量、(3)确定本周可实施的3个'快速胜利'、(4)设定各类别支出限额、(5)建议一项重大开支削减或减少。'

5. Monthly Savings Plan
Tip: Based on my spending analysis, develop a realistic budget: (1) Cut $500-$800 of waste, (2) Maintain quality of life, (3) Identify three "quick wins" that can be implemented this week, (4) Set spending limits for each category, and (5) Suggest one major expense to cut or reduce.

额外提示 - 隐藏费用查找器：
大多数人每年支付200-400美元他们甚至没有注意到的费用。
提示：'扫描这些交易的：(1)银行费用、(2)信用卡利息、(3)逾期费或透支费、(4)ATM费用、(5)'便利费'、(6)外币交易费。计算年成本并建议消除。'

Additional Tip - Hidden Fee Finder: Most people pay $200-$400 annually in fees they don't even notice.

Tip: Scan for these transactions: (1) bank fees, (2) credit card interest, (3) late fees or overdraft fees, (4) ATM fees, (5) 'convenience fees', (6) foreign currency transaction fees. Calculate the annual cost and suggest eliminations.