Nice to see others saying the quiet part out loud with regard to "smart wallets." wrt EOA, one could argue that "fragility" to some = "responsibility" to others; the points in bullet one remain solid af. worth also factoring in other conditional considerations for smart wallets, especially if they're generated on a centralized L2 with a ToS and fine print around use and service termination. Many are convinced EOAs are fundamentally impossible for broader adoption. I'd argue that declaration seems premature to declare given our industry's inability to UX itself out of a paper bag in many other contexts over the past +10 years.