⌞ Survival in a bear market: Increase revenue and reduce expenditure ⌝ The most terrifying thing about a bear market isn't losing money, but the despair of watching your account shrink every day. If you're using loans to profit from losses, the mental pressure is immense; you might even feel like jumping out of the window because you don't want to keep going. The harder you try in a bear market, the more money you lose. I'm sharing my personal thoughts on saving money, not investment advice. 🟢 Cut expenses (reduce unnecessary spending). The most important thing about saving money is not mending clothes and patching things up in life, but controlling your spending and not gambling! The biggest taboo in a bear market is cryptocurrency trading, especially high-leverage contracts! Do you think you can make big money by short? You're too naive. Once you make quick money, there's no going back. So many people have lost their parents' retirement and medical savings, their wives' dowries, and their children's tuition fees by trading contracts, only to turn to online loans hoping to recoup their losses. How many families have been ruined? I still have 20% of my funds, continuing with the airdrops—a seed of hope, a gamble on a glimmer of hope. The bottom line is that I cannot lose my principal. -- 🟡 Open source (increase security revenue) I put 80% of my funds into exchanges and withdrew all my on-chain DeFi funds. I'm afraid of projects going bankrupt or the project team rigging (which is common in a bear market). 🔹Half of my funds are held on Binance, with stablecoins converted to USD1. I receive WLFI airdrops monthly, which yields around 7% annualized return. It's a stablecoin backed by the Trump family, so it's relatively safe. 🔸The other half is in a separate account, where stablecoins offer 3.6% interest. I also borrow SOL into a sub-account, bringing the total return to around 5%. However, I need to monitor my margin ratio carefully to avoid over-borrowing and potential liquidation. Splitting funds between two exchanges is also for security; it's about not putting all my eggs in one basket. Seeing the interest arrive monthly provides peace of mind and is a key to surviving the bear market. -- ✅ Thank you for reading this far and listening to my rambling. I hope you've been patient enough. Let's safeguard our wealth together, wait for the flowers to bloom, buy the dips the BTC in October, and be financially secure in four years. Let's encourage each other!

It's best not to make any moves during a bear market.