The first rule for survival in a crypto bear market is always to manage your finances carefully, minimize losses, and stay alive. Today's Resolv incident serves as another wake-up call for everyone. In today's fast-paced crypto cycle, the Pareto principle (80/20 rule) has distorted the true profit/loss ratio to 1% / 99%. Anything that 80% of people can do and are doing is destined to only make money for less than 1%. In this market, heed the advice of Han Xin: "Don't dream of the impossible." Following this logic, there are two things you should no longer do: 👉 Beware of high-interest traps with no barriers to entry. Saving money obviously has no barriers to entry. In the current liquidity environment, let alone a 10% annualized return, any investment project promising returns above 5%, unless backed by a top-tier CEX like Binance or OKX (specifically referring to in-site investments within the main platform, investments without significant disclaimers), should be treated with caution. You're after the interest, he's after the principal. 👉 Mindless profiteering is no longer a path to wealth. The core of profiteering still comes from secondary market liquidity. Clearly, there's no money left in the secondary market right now, so purely interactive profiteering is a classic example of a "simple but incorrect" decision. Mechanically sending real money to project teams every day is no different from throwing money into a wishing well and expecting a response. We incur extremely high certainty costs, yet can only passively wait for the project team's "merciful" handouts. Points are never the goal; making money is the goal. What we should do is "make money, and profiteering incidentally," not "profiteering incidentally, and praying to make money incidentally." For example, participating in prediction markets, relying on algorithms, logic, information asymmetry, and cognition to gamble for profit. This is indeed a "difficult but correct" thing to do (after all, very few people can consistently profit from prediction markets). For example, many group members have achieved great results by delving into other markets, such as US stocks and futures, where there are bigger pools and more fish.