From April 2026, several economic policies will begin to be implemented, impacting banking transactions, tax obligations of business households, and investment and technology transfer activities. Below are four key points to note.
1. Bank accounts must be registered under your real name.
From April 1, 2026 , the relevant regulations in Circular 30/2025/TT-NHNN will come into effect. Accordingly, payment service providers must verify, cross-check, and accurately display account information according to verified customer data.
From April 1, 2026, bank accounts must use real names; the use of nicknames is prohibited (Photo: VGP).
This means that the account name used in transactions must match the verified identification information, instead of being displayed as a nickname as before.
The new regulations do not change customers' account numbers or balances. However, users should review their payment information on the platforms and applications they are using to avoid transaction errors.
2. Tax incentives for technology transfer and technology-based Capital contributions to projects.
The Law amending and supplementing a number of articles of the Law on Technology Transfer will take effect from April 1, 2026 .
A new feature is that foreign investment projects involving technology transfer, human resource training, development of research, design, manufacturing, or application of technology in Vietnam will be given priority in applying preferential policies on investment, taxes, land, credit, and other incentives.
The law also allows organizations and individuals to contribute technology as Capital to investment projects or businesses for the purpose of commercializing the technology, provided they have legal ownership or usage rights over that technology.
3. Tighten imports of cigarettes and cigars.
According to Circular 07/2026/TT-BCT, from April 10, 2026 , only traders with licenses to manufacture tobacco products and wholly state-owned Capital will be designated to import cigarettes and cigars under the state-owned trading mechanism.
These businesses must directly carry out the import process and are not allowed to authorize or delegate it to other traders.
4. Households and individual businesses must notify the tax authorities of their bank accounts.
According to Circular 18/2026/TT- BTC, business households and individual business owners are responsible for notifying the tax authorities of their bank account numbers and e-wallet numbers.
Households and individual businesses with annual revenue under 500 million VND must notify the tax authorities of their bank accounts (Photo: VGP).
For households and individual businesses currently operating within certain groups, the deadline may be no later than April 20, 2026. Other groups must submit their tax returns along with the first tax return of 2026. Therefore, it's not advisable to write it as if everyone has the same deadline.
Business owners should review their revenue categories and tax filing methods to ensure they file by the deadline. (News summary)
