"We had this philosophy when we started Circle that over the long run—the marginal cost of storing and moving value would go to zero, and that the business model of charging fees for payments would collapse." — Circle CEO @jerallaire "You don't get charged for your WhatsApp audio call." "We just announced something called Circle Nano Payments. It's a module for agents to be able to have a stored balance of digital dollars—tokenized dollars—and be able to transact them to different wallets on different blockchains." "We've gotten it to the point where we can actually have transactions priced at one-millionth of a penny per transaction."