The most powerful sentence in personal finance: 'I can't afford that right now.' Not 'I'll put it on the card.' Not 'I'll figure it out.' Knowing the difference between can't afford and choose not to afford is the beginning of financial control.

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Disclaimer: The content above is only the author's opinion which does not represent any position of Followin, and is not intended as, and shall not be understood or construed as, investment advice from Followin.
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