The World Cup kicks off June 11 -- and with matches in the U.S. costing upward of $1,200, soccer fans are more likely to watch the matches at home or at their local watch parties. Cities all over the country are hosting World Cup watch parties at local restaurants and bars. With 104 matches lasting until July 19, you might find yourself at quite a few watch parties. If you're planning on dining out more in the coming weeks to enjoy the matches, having a credit card that offers a high rewards rate on dining can help you earn cash back or valuable travel rewards on your spending. How Much Can a Dining Credit Card Save You? The World Cup might increase your dining spending this month, but you might be spending quite a bit on dining throughout the year, too. The average American spent $3,945 on restaurants and takeout in 2024, according to Bureau of Labor Statistics (BLS) data. If you have a credit card that earns 3% cash back on dining like the Capital One Savor Cash Rewards Credit Card does for a $0 annual fee, you would earn $118.35 in rewards each year if you spent what the average American does on dining. You could potentially get more value from your dining purchases -- including what you'll spend at watch parties -- by using a travel rewards card and transferring your points to travel partners. Don't want to spend on dining and would rather watch the matches from home? Find out where you can stream the World Cup matches -- and earn rewards on that with a credit card that offers streaming as a bonus category. Best Dining Credit Cards For your dining during and after World Cup festivities, the right dining credit card can help you get the most bang for your buck on your purchases. Compare cards' rewards rates on dining -- as well as their annual fees, other bonus categories, welcome offers and other benefits to find the best fit for you. Some of the best credit cards for dining come with credits for select restaurants -- so take into account whether you would use the card's credits and perks before applying. American Express® Gold Card * Annual fee: $325 * Rewards rate: Earn 5 Membership Rewards® points per dollar on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App, 4 Membership Rewards® points per dollar at restaurants worldwide (on up to $50,000 in purchases per calendar year, then 1 point per dollar), 4 Membership Rewards® points per dollar at US supermarkets (on up to $25,000 in purchases per calendar year, then 1 point per dollar), 3 Membership Rewards® points per dollar on flights booked directly with airlines or through AmexTravel.com or the Amex Travel App, 2 Membership Rewards® points per dollar on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com and 1 point per dollar on all other eligible purchases The American Express® Gold Card (Terms apply, see rates & fees) is an ideal card for foodies with its high rewards rate on dining and its selection of dining credits, which includes a $120 dining credit in the form of $10 monthly statement credits when you use the card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory and Wonder (enrollment required). Chase Sapphire Preferred® Card * Annual fee: $95 * Rewards rate: Earn 5 points per dollar on travel purchased through Chase Travel℠, 3 points per dollar on dining, select streaming services and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on other purchases The Chase Sapphire Preferred® Card offers a high dining rewards rate for a reasonable annual fee. If you're a frequent traveler who wants the ability to be flexible with your points and transfer them to 14 hotel and airline partners, this card is likely a good fit. Citi Strata Premier® Card * Annual fee: $95 * Rewards rate: Earn 10 points per dollar spent on hotels, car rentals and attractions booked on CitiTravel.com, 3 points per dollar on restaurants, supermarkets, gas & EV stations, air travel and other hotel purchases and 1 point per dollar on all other purchases The Citi Strata Premier® Card offers a high rewards rate on several common bonus categories in addition to dining, like travel, supermarkets and gas stations -- making it a great card for everyday spending. It comes with a lower annual fee and flexibility with 17 travel transfer partners. Chase Sapphire Preferred® Card Apply Now → Apply Now On Chase Bank USA, NA's Website Rates & Fees Welcome Offer 75,000 bonus points Annual Fee $95 Credit Score Good, Excellent Regular APR 19.24% - 27.49% Variable Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed. Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Citi Double Cash® Card Apply Now → Apply Now On Citi's Website Rates & Fees Welcome Offer Earn $200 cash back Annual Fee $0 Credit Score Good, Excellent Regular APR 17.49% - 27.49% (Variable) Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed. Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. Wells Fargo Autograph Journey℠ Card Apply Now → Apply Now On Wells Fargo's Website Rates & Fees Welcome Offer 60,000 bonus points Annual Fee $95 Credit Score Good, Excellent Regular APR 19.49%, 25.49%, or 28.49% Variable APR Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed. Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months - that's $600 toward your next trip. Bottom Line The World Cup started this week -- and if you're going to one of the many watch parties across the country at bars and restaurants, a dining credit card can help you save. To view rates and fees for American Express® Gold Card please visit this page. Was this article helpful? 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Watching The World Cup From A Restaurant? Use These Credit Cards To Save At Watch Parties
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