I wonder how many people still remember me saying that you should save up in a bull market... How many times more is the "u" in a bull market than in a bear market? 😇 I'm still waiting, hoping to live as long as possible. The four-year bull-bear cycle is really here again, and I've finally waited for it. To be honest, I'm terrified that this time there won't be a bear market, otherwise I'll have no chance of transcending my social class. This bear market is the bottom, and I must overcome my fear and go all in!