A deep correction in Bitcoin during the Chinese New Year period caused a collective collapse of Altcoins, with many projects even hitting new historical lows. The market sentiment also switched directly from frenzied FOMO to panic, and many people were still dreaming of "financial freedom" before the new year, but after the new year, they could only mock "a bad start" under the loss screenshots. The cycle of ups and downs, you think you are playing the "high sell low buy" quantitative art, but in fact you are constantly "chasing the rise and killing the fall" using adrenaline to make trading decisions, and thus losing more and more in anxiety.
But if you don't want to be dominated by market sentiment anymore, but want to pursue stable long-term returns and stay away from the anxiety caused by violent fluctuations, then this article is prepared for you. You don't need to watch the market, you don't need to predict the market trend, you just need to build an "income engine" with a reasonable strategy, let the assets run by themselves, and continue to grow with time. The market will always have highs and lows, but the smart way is not to go with the flow, but to let wealth automatically play the "compound interest symphony", let capital work for you, rather than you working for the market.
This article has summarized 4 "relatively low-risk" and "relatively stable income" products of OKX, using time to exchange for returns, helping you earn passive income, and turning market fluctuations into stable returns. While others stay up all night watching the market and anxiously chase the rise and kill the fall, you don't need to operate frequently, relying on a stable strategy to easily accumulate compound interest, and you can also achieve long-term asset growth.
I. Simple Earn
Can your assets earn while lying down? Why leave them idle? Want to maximize the value of your crypto assets like USDT, USDC, BTC, and ETH? OKX Simple Earn helps you match your idle assets with users who need to borrow coins, earning relatively stable returns, 24 hours a day, with interest calculated by the hour, flexible and efficient, allowing your assets to continue to appreciate over time!
At the same time, you don't need to envy others' high returns. Generally, your first 1,000 USDT can enjoy a platform reward of 10.00% annualized return within 180 days, and anything above the first 1,000 USDT will earn a minimum of 1.00% annualized return. In addition, the annualized returns of USDT and USDC are also very impressive in certain market conditions. For example, in the week of December 6, 2024, the annualized return of the OKX Earn USDT product reached as high as 27.72%, and the annualized return of USDC reached as high as 20.43%, far exceeding the industry level. With the hot demand for coin lending, you can lend your idle funds at any time to increase your passive income.
OKX's powerful risk control system provides full-time protection, and your funds are always safe and secure. Just a few simple steps, and your assets can "work smartly" to achieve zero-threshold passive income.
Image: OKX USDT Simple Earn Annual Average Yield Chart
II. On-Chain Earn
If "Simple Earn" doesn't have the coin you want to lend, you can also choose "On-Chain Earn". OKX On-Chain Earn selects staking and DeFi protocols to help you earn on-chain rewards. However, please note that on-chain DeFi protocols are provided by third parties and carry certain risks, and OKX does not guarantee their products or take responsibility for any losses incurred from using them. However, OKX will strictly review each protocol, comprehensively evaluate the audit situation, performance, compliance, team background and governance mechanism, in an effort to provide you with safer and more reliable on-chain earning products.
The earning methods of staking and DeFi products are different. Staking products earn rewards by helping maintain the security of the blockchain network, while DeFi products can earn income through providing liquidity, participating in liquidity mining, lending, etc. You can choose the tokens you want to stake and make a subscription, but please note that the redemption mechanism of on-chain earning is not as flexible as simple earning. The reward distribution time of PoS staking products varies due to different on-chain mechanisms, which may be daily, weekly or together with the principal upon redemption. The rewards of DeFi products are usually distributed the next day along with the principal upon redemption, while the additional rewards are distributed around 20:00 (UTC+8) daily.
For example, OKX has currently launched the SOL staking activity, where you can stake SOL on the Solana network to receive 1:1 OKSOL, with a current reference annualized yield of 10.89%. In addition, staking ETH can enjoy up to 2% annualized APR, receive 1:1 BETH, and earn rewards daily, while maintaining more flexible liquidity.
Image: OKX On-Chain Earn Illustration
III. Shark Fin
In one sentence, the core feature of Shark Fin is: stable returns + interval bonus. As a "principal-protected" structured product, OKX Shark Fin can allow your assets to grow steadily by tracking the price fluctuations of coins, earning annualized returns in USDT, BETH, and OKSOL. For traders who prefer a steady and stable approach, if the market conditions are favorable, they can also enjoy higher annualized returns. In short, Shark Fin provides capital and interest guarantees to ensure a minimum annualized return.
The operation of Shark Fin is very simple. It will track market changes based on the fluctuations of the coin price to achieve dynamic return enhancement. At the end of the product, you will receive the subscription principal and the guaranteed basic annualized return. More importantly, if the settlement price falls within a specific range, you will receive an even higher annualized return.
As shown in the image below, if the settlement price is below $9,200 or above $9,400 at maturity, you will earn a 3% annualized return, and if the settlement price is between these two, you will earn an annualized return between 3% and 18% accordingly.
OKX Shark Fin offers flexible 3-day and 7-day terms, so you can choose the one that suits your needs. Whether it's short-term "soup drinking" or long-term "meat eating", you can find a suitable plan. When subscribing, you can diversify your orders by USDT, BETH, and OKSOL, or concentrate on a single underlying. This design makes trading more convenient and also helps you steadily increase your assets. In short, Shark Fin provides a safe and flexible trading option, allowing your assets to enjoy maximum returns within a guaranteed safety framework.
Image: OKX Shark Fin 3 Possible Return Scenarios Illustration
IV. Jumpstart Activities
Recently, OKX Jumpstart has made a grand comeback, providing users with a convenient and efficient way to seize the opportunities of potential early-stage projects and earn rewards. OKX Jumpstart is a platform dedicated to selecting blockchain new projects, aiming to help users become early traders of emerging digital assets. Participants only need to hold and stake the coins that meet the activity requirements to easily join.
Through OKX Jumpstart, users can participate in selected potential projects earlier, and after the mining period ends, they can receive reward tokens from the exchange. So, when will the OKX Jumpstart project be launched? OKX Jumpstart will provide users with opportunities to experience quality blockchain new projects on a regular basis. All activities will be preheated in advance and the detailed rules will be announced, so that users have enough time to prepare for participation. Users can keep an eye on the platform's latest project information and notifications to get the first-hand information and ensure they don't miss any participation opportunities.
If you want to participate in the Jumpstart activities, the operation is very simple. After entering the platform, find the [Jumpstart] activity entrance, check the activity details and proceed with the operation, and you may have the chance to receive rewards. Jumpstart currently offers two types of activities: new coin mining and discounted sales. The new coin mining model allows users to stake and receive the tokens issued by the project, with different staking periods and total staking limits for each activity period, and the more you stake, the more tokens you can earn. The discounted sales model adopts a "pre-subscription + lottery" distribution method. Jumpstart is not applicable to users in certain restricted countries/regions, and the users who can participate are subject to the specific activity information published by OKX.
Image: OKX Jumpstart Illustration
Disclaimer
This content is for reference only and does not constitute and should not be construed as (i) investment advice or recommendation, (ii) an offer or solicitation to buy, sell or hold digital assets, or (iii) financial, accounting, legal or tax advice. We do not guarantee the accuracy, completeness or usefulness of such information. Digital assets (including stablecoins and Non-Fungible Tokens) are subject to market volatility, involve high risks, may depreciate in value and even become worthless. You should carefully consider whether trading or holding digital assets is suitable for you based on your financial situation and risk tolerance. For your specific situation, please consult your legal/tax/investment professionals. Not all products are available in all regions. For more details, please refer to the OKX Terms of Service and Risk Disclosure & Disclaimer. The OKX Web3 Mobile Wallet and its derivative services are subject to separate terms of service. You are responsible for understanding and complying with the applicable local laws and regulations.
