Faced with the rapid development of digital finance today, investors often face a key challenge: how to ensure asset safety while achieving efficient and substantial stable returns? Traditional stablecoins such as USDC and USDT, while providing stability, lack returns; while stablecoins collateralized by cryptocurrencies such as DAI, there is the problem of over-collateralization and low efficiency. With the emergence of RWAFi, people have seen the possibility of combining the returns of real assets (RWA) with DeFi, and the potential returns of the trillion-dollar real-world asset pool are waiting to be released.
What is RWAFi?
RWAFi is an emerging financial model that tokenizes real-world assets such as real estate, bonds, stocks, and infrastructure projects through blockchain technology, and combines them with DeFi to provide returns and liquidity.
What is BrickBank?
BrickBank, through RWAFi innovation, ensures the generation of efficient and substantial stablecoin returns. By combining the stability of RWA returns with the earning opportunities driven by DeFi, BrickBank provides investors with a secure and yield-generating stablecoin - R2USD.
Why choose BrickBank?
BrickBank has the following main features:
1. Unique asset portfolio and substantial asset returns:
R2USD will be supported by a diversified asset base, including:
Real-world assets (RWA):
High-quality real estate rental income in core regions (APY ~ 5%)
Compliant on-chain government bonds (APY ~ 4.5%)
DeFi:
sUSDe (APY ~ 10%)
USDC Reserve (APY ~ 3%)
In addition to the above asset pool returns, a portion of the protocol revenue will also be used to subsidize users to improve the annualized yield, coupled with the additional appreciation potential of the token, making the overall APY of the protocol higher than the market average. We will also continue to explore and introduce more high-quality RWA Yield into the ecosystem to achieve higher user returns.
By combining RWA returns and DeFi, BrickBank provides a balanced and risk-optimized investment solution. This hybrid approach ensures that R2USD is a high-yield stablecoin supported by multiple income sources.
2. Simple user flow, supporting the generation of yields on assets such as USDC, wBTC, ETH, stETH, etc., providing flexible user choices and growth opportunities.
3. Compliant infrastructure, secure and transparent ecosystem:
Compliance assurance: BrickBank collaborates with regulated third parties to ensure transparency and reduce compliance risks, allowing institutional users to onboard seamlessly.
On-chain transparency: All assets are managed by smart contracts, and users can track and monitor fund flows in real-time.
Third-party audits: Regularly audited by authoritative institutions and provide comprehensive asset reports.
Smart contract security: Strictly reviewed by multiple contract audit firms, reducing risks, and audit reports will be publicly available on the official website.
Roadmap
Q1 2025
End of February - Testnet & Pre-Season Campaign Launch
Mainnet & Season #1 Launch
Strategic Partnerships
DeFi Protocols: Collaborate with DeFi protocols such as Curve, Pendle, Ethna, Hyperliquid, etc. to provide liquidity pools and yield optimization strategies to maximize the returns for R2USD holders.
RWA Yield Providers: Collaborate with compliant RWA providers such as Ondo Finance, Superstate, etc. to bring trustworthy and high-yield RWA assets into the ecosystem.
Q2 2025
Cross-chain Expansion: BrickBank will initially launch on the Ethereum mainnet to ensure early-stage security, stability, and liquidity. After reaching a certain scale, we plan to expand to Solana and other L1/L2 solutions to enhance scalability and user experience, driving widespread adoption.
Support more major stablecoin protocols to join the ecosystem, while creating more application scenarios for R2USD, achieving a win-win-win scenario for users, protocols, and partners.
Community Building and User Engagement
Last but not least, BrickBank is committed to building an inclusive global community and providing value to all users.
Expanding our global reach
We are actively building communities in multiple regions around the world, including long-term cooperation with local KOLs and communities, covering diverse markets such as Turkey, Japan, South Korea, Singapore, China, Malaysia, Indonesia, Vietnam, Thailand, Latin America, Europe, and Russia. We aim to deeply penetrate these markets and create value for users.
Pre-season activities
Pre-season activities include Telegram bot campaigns and Testnet Campaigns, allowing early community supporters to experience the product, stay informed of the latest developments, and provide valuable feedback to help shape the protocol's future. The Telegram bot campaign is currently underway, and our Testnet Campaign is expected to launch as soon as next week.
Season #1 launch
Planned to launch in sync with the mainnet, Season #1 will introduce new participation methods and opportunities, as well as more rewards! Stay tuned!
For BrickBank, users are not just passive participants - they are the core contributors to the growth and evolution of BrickBank. Whether through governance participation, community feedback, or helping to spread the project's value, BrickBank aims to work with the global user community to achieve long-term value and provide long-term benefits.
