Author: Weilin, PANews

The tokenization of real-world assets (RWA) is one of the fastest-growing tracks in the current crypto cycle, according to data from rwa.xyz, as of March 10, the on-chain asset value of real-world assets reached $17.925 billion, compared to $9.162 billion in the same period last year, a significant increase of 95.64% over the past year.

RWA is bringing more possibilities to the crypto world, and at the same time, artificial intelligence and RWA are also organically combining. For example, the blockchain-based real estate RWA project Propy, by adopting AI technology, has effectively increased its profit margin to 40% and realized 24/7 online property transaction operations, bringing the unique efficiency, transparency and security of the crypto world.

Propy: AI empowers real estate transactions to build an efficient disintermediation model

Propy, the leading RWA real estate project, supports on-chain real estate assets, smart contracts and property tokenization, realizing the convenience and security of cross-border real estate transactions. Propy has three core products, namely the Propy real estate buying and selling platform, the Propy title and escrow services, and PropyKeys, Propy is committed to revolutionizing the traditional real estate industry with blockchain technology, solving the pain points of too many intermediaries, slow processes, and potential fraud in transactions.

Among them, PropyKeys is based on the Ethereum Layer 2 network Base, realizing the tokenization of real estate. In March last year, PropyKeys was officially opened to the public. Users can use the PropyKeys app to mint and store on-chain addresses corresponding to physical properties and title certificates. PropyKeys has now officially exceeded 300,000 minted addresses globally.

Propy adopts artificial intelligence technology, becoming a typical case worth attention where AI and blockchain are combined. Real estate professionals can now say goodbye to time-consuming manual data entry and easily complete transactions, saving valuable time and effort.

To provide the most advanced tools, the Propy platform has created a transaction timeline to help agents, sellers and buyers clearly understand the time arrangement of each transaction step. With Propy AI, managing the transaction timeline becomes easy, as the tool can automatically read the purchase agreement, generate a transaction tracker for users, and initiate the settlement process.

It can also intelligently add deadlines for each step of the transaction, guiding all relevant parties on when to pay the first and second deposits, when to complete the loan approval, etc. - all done in an instant. Goodbye to the tedious paperwork and endless information communication, now real estate transactions have become more efficient and convenient.

Recently, Propy has also launched the online marketing campaign "Own Your Tomorrow", where investors and users can win different amounts of PRO tokens by sharing promotional videos, registering and inviting friends, and recommending friends to use the crypto escrow service. Users can learn more here.

As the leader in the real estate RWA track, Propy continues to promote the implementation of innovative ideas. In January this year, Propy launched a new loan product, supporting the purchase of a Hawaii apartment by mortgaging crypto assets. The starting price of the apartment is 250,000 USDC, as an on-chain RWA asset, buyers can skip the traditional 30-day transaction process and complete the transaction almost instantly by paying in cryptocurrency. On February 2, Propy announced the successful sale of this Hawaii real estate asset - through multiple on-chain bids, the final transaction was completed through the first Bitcoin-backed loan. In October 2024, Propy also launched a crypto-asset third-party escrow service based on the Coinbase Prime platform and services, these latest developments further provide high-quality services for on-chain real estate assets and fast, efficient, and secure transactions, becoming the latest adoption scenario of the combination of RWA and AI.

The rise of the AI+RWA trend, the real estate track may become a key application field

From a broader perspective, the RWA track that Propy has been cultivating is gradually becoming a new engine for the crypto market, releasing a steady stream of growth momentum. The core concept of RWA is to digitize various assets in the traditional financial market (such as bonds, real estate, stocks, art, private equity, etc.) and convert them into tokenized assets that can be traded, mortgaged or borrowed on the chain through blockchain technology. This process not only enhances the liquidity of assets, but also reduces the friction costs in traditional financial markets, such as long transaction settlement times, high intermediary costs, and limited liquidity.

Now, a brand new RWA development trend that combines artificial intelligence is attracting more and more capital and market attention. It can involve the following aspects: AI-driven asset valuation, risk management and predictive analysis, the application of AI in smart contract automation, AI-driven liquidity optimization, AI-empowered security and fraud detection, personalized enhancement of investor experience, and the application of AI in compliance and regulatory monitoring, etc.

By observing the dynamics in the crypto market, it can be found that recently, many RWA projects have integrated more AI technology, although the combination of the two is still in the early stage. According to the analysis of venture capital and digital asset fund Decasonic, while tokenization has long promised to improve liquidity and achieve decentralized access, the addition of AI further accelerates the real-time optimization, risk assessment and automation process, making RWA assets more dynamic and efficient.

The AI+RWA track is dynamic, and the industry-specific RWA tokenization trend is becoming more and more obvious

In recent years, the AI+RWA market has been developing towards enhancing liquidity and improving efficiency. For example, Ondo Finance raised $95 million from the BlackRock BUIDL asset allocation in 2024 and began to explore AI-driven yield optimization to improve the returns of its tokenized government bonds.

AI is also using large data sets, including market trends, weather patterns, regulatory dynamics, etc., to improve the valuation accuracy of RWA assets. For example, the expanding RWA asset exposure of MakerDAO may be using AI for yield analysis, and the AI-driven real-time valuation model is also continuously optimizing the accuracy of asset pricing.

In addition, the industry-specific RWA tokenization trend is becoming more and more obvious, with the general tokenization model gradually giving way to industry-specific solutions. For example, Agrotoken has tokenized agricultural products such as soybeans on Algorand. At the same time, AI is also optimizing the yield management of tokenized stablecoins, such as Superstate's $USDM, whose assets are supported by government bonds and provide a 5% APY return.

Changes in the macro regulatory environment are expected to drive the deep integration of AI and RWA, further accelerating this process. In the US, the Trump administration supports digital assets, has issued a crypto executive order involving the legalization of crypto banking, SAB121 accounting rule reform, and even the establishment of a US strategic BTC reserve, with BTC to be held as a reserve asset. At the same time, the Trump administration has invested $500 billion in AI research and infrastructure construction, promoting the development of the new generation of AI+blockchain solutions.

In Asia, with the popularity of DeepSeek, artificial intelligence has once again ignited the enthusiasm of the technology market. The cryptocurrency industry is also expected to achieve further breakthroughs and growth with the help of cutting-edge technologies such as artificial intelligence.

With the rapid growth in the value of on-chain real estate assets and the deep integration of AI+RWA technology, the real estate sector is becoming a field worthy of attention. As a pioneer in this track, Propy uses AI to optimize the transaction process and improve efficiency, and attracts user participation through innovative marketing activities. In the future, the combination of AI and blockchain may further accelerate the digital transformation of the real estate market, providing global investors with a more transparent, efficient and secure trading experience.