Whoever nails cross-chain lending will probably bag DeFi’s next PMF
@morpholabs hit $6B just optimizing rates within markets
Now imagine farming those juicy rate gaps across chains
@0xSoulProtocol cooking that 👇 

Twitter

Source: Galaxy Research; Translation: Jinse Finance xz
Bitcoin's closing price in 2025 is expected to be roughly the same as the level at the beginning of the year.
The cryptocurrency market experienced a genuine bullish wave in the first ten months of this year. Regulatory reforms continued to advance, ETFs continued to attract funds, and on-chain activity became increasingly active. Bitcoin hit an all-time high of $126,080 on October 6th.
However, the market failed to deliver the expected breakthrough after the initial frenzy; instead, it experienced rotation, repricing, and rebalancing. This was driven by factors such as unmet macroeconomic expectations, a shift in investment narratives, leveraged margin calls, and massive...

Galaxy: 26 Predictions for the Crypto Market in 2026

In the crypto world, what truly determines victory is never code, but the interplay between liquidity, power, and regulation. The rise and fall of BUSD is not merely a tragic tale of a stablecoin, but a financial war waged by exchanges attempting to "unify the world."

When BUSD was thrust onto the historical stage, it carried not only a compliance narrative, but also Binance's ambition to reshape the stablecoin order through coercive measures—by manipulating exchange rates and merging trading pairs, directly swallowing competitors' liquidity into its own ledger.

The "automatic conversion" of 2022 was a textbook example of a blitzkrieg; and 2023...

The Rise and Fall of Binance's Dominance: From BUSD's "Unification" to $U's "Conquering the World"—The Stablecoin Wars

If you persevere and find your strengths, you will be rewarded.
Article author: 0xJeff
Article source: TechFlow TechFlow
2025 was filled with unprecedented turmoil and change. We welcomed a US president who was reportedly a supporter of cryptocurrencies and artificial intelligence. However, instead of the expected bull market, 2025 became a year of "massacre" for the entire industry.
Most Altcoin experienced a crash of 80%-99% in 2025.
Bitcoin's market capitalization share has returned to 2019-2020 levels (over 6...).

7 Crypto Trends and Lessons You Must Know in 2026

Lending = backbone of DeFi
But we’re still stuck in silos
Aave. Compound. Morpho.
EVM. Solana. Whatever.
TVL growing but capital efficiency still 🧻

Soul isn’t competing with Aave or Morpho
It’s stacking on top
One account.
All chains.
Supply, borrow, monitor, no dashboard hopping

Here’s what that unlocks:
• Lend on Ethereum
• Borrow stablecoins on Base
• Repay from Solana
• Monitor all positions in one place
• Get best rates from any protocol
Cross-chain UX, native asset security. No synthetics. No wrapped assets. 

The magic? Messaging.
Soul uses a modular messaging stack to move logic, not assets.
Default: LayerZero
Fallbacks: Wormhole, Chainlink CCIP, Axelar, Pi Squared
This redundancy = no single point of failure. Think mesh network for liquidity coordination. 

Behind the curtain:
You interact with sTokens (like aToken, cToken but multi-chain)
The Controller sees all your sTokens
Gives 1 view, 1 risk profile
That’s new money lego 

Liquidation risk? Handled.
If you're undercollateralized on one chain, but over on another Soul sees the full picture.
This reduces unnecessary liquidations and improves capital efficiency across the board.
Bridgeless ≠ blind.

$SO is the coordination layer’s fuel.
• Governance
• Yield boosts via staking
• Direct lending/borrowing
• Gauges for emissions control
• Buybacks from protocol revenue
• Reward redirection based on usage
Think Curve token in cross-chain lending

Soul will start with major EVM chains.
Solana, Sui, and Aptos are next.

The future of DeFi isn’t siloed.
It’s coordinated. Interoperable. Frictionless.
if @0xSoulProtocol can crak this
it can be missing layer that makes the whole lending stack work together
CANT WAIT TO USD THIS SHXT