火星财经消息, 一些美国地区性银行和社区银行正在考虑是否要成立一个独立的稳定币财团，《华尔街日报》此前报道称摩根大通、美国银行、花旗集团、富国银行和其他大型商业银行共同拥有的公司正在探讨是否联手发行一种联合稳定币，但对于小型银行来说，相比于大型金融机构在稳定币领域的风险投资要困难得多，而成立独立的稳定币财团可能让此类银行参与使用稳定币。（路透社）

<div>火星财经消息, 一些美国地区性银行和社区银行正在考虑是否要成立一个独立的稳定币财团，《华尔街日报》此前报道称摩根大通、美国银行、花旗集团、富国银行和其他大型商业银行共同拥有的公司正在探讨是否联手发行一种联合稳定币，但对于小型银行来说，相比于大型金融机构在稳定币领域的风险投资要困难得多，而成立独立的稳定币财团可能让此类银行参与使用稳定币。（路透社）</div>

路透社：一些美国地区性银行和社区银行正在考虑成立独立的稳定币财团

<HX_NEWS>Mars Finance reports that some regional and community banks in the United States are considering establishing an independent stablecoin consortium. The Wall Street Journal previously reported that a company jointly owned by JPMorgan Chase, Bank of America, Citigroup, Wells Fargo, and other major commercial banks is exploring the possibility of jointly issuing a unified stablecoin. However, for smaller banks, it is much more difficult to invest in stablecoins compared to large financial institutions, and establishing an independent stablecoin consortium may allow such banks to participate in stablecoin usage. (Reuters)</HX_NEWS>

<div>Mars Financial News: Some regional and community banks in the United States are considering establishing an independent stablecoin consortium. The Wall Street Journal previously reported that a company jointly owned by JPMorgan Chase, Bank of America, Citigroup, Wells Fargo, and other major commercial banks is exploring the possibility of jointly issuing a unified stablecoin. However, for smaller banks, it is much more difficult to invest in stablecoins compared to large financial institutions, and establishing an independent stablecoin consortium might allow such banks to participate in stablecoin usage. (Reuters)</div>

Reuters: Some U.S. regional and community banks are considering setting up independent stablecoin consortiums

Today we saw gold, silver, and palladium all hit new highs! Since the correction at the end of October, gold has been trading above the 25-35 day moving average; silver is rising along the four-hour moving average; and palladium is rising along the three-day moving average.
Synchronization: This "synchronized new highs" usually signifies the start of a major trend. Gold provides "stability," silver provides "elasticity," while the addition of palladium indicates a dual surge in industrial and investment demand.
In this clear upward trend, trading volume has not weakened significantly and no bearish structure has emerged. Don't try to short the short at the top; otherwise, you'll end up with...

Market Analysis | Gold, Silver, and Palladium Hit New Highs! How High Can They Go!?

Currently, looking at the daily chart of US stocks, two key signals are needed for confirmation that the market is turning bearish:

- Break below key support: The three major indices must break below the red line.

- Structural reversal: Lower Highs and Lower Lows must appear in the trend.

Currently, the overall trend is still upward, but since no higher highs have been reached, it has essentially been in a consolidation phase since October 30th.

According to Market Pulse data, the index is currently at 50...

Market Analysis | US Stocks Fluctuate?! About to Hit New Highs?!

Original text from Prince
Compiled by Odaily Odaily Golem (@web 3_golem)
The failure of fixed-rate lending in the crypto space is not simply because DeFi users reject it. Another reason for its failure is that DeFi protocols designed their credit products using money market assumptions and then deployed them into a liquidity-driven ecosystem; the mismatch between user assumptions and actual capital behavior keeps fixed-rate lending a niche market.
Fixed-rate products are unpopular in the crypto space. Currently, almost all mainstream lending...