
KOLO, a leading web3 project, has officially launched an advanced cryptoasset wallet combined with a global debit card. Users can pay cryptoassets at millions of Mastercard and Visa acceptance points worldwide. The KOLO Wallet prioritizes security, convenience, and transparency, aiming to simplify cryptoasset integration into daily life.
KOLO's Origin and Goals
KOLO started as a mini-app on Telegram with two clear objectives: make cryptoasset payments engaging and intuitive, and provide the first fully integrated financial application within users' daily messaging experience.
KOLO is developing both Custodial and Non-Custodial wallets, in line with the growing PayFi trend. Users can easily deposit and withdraw fiat currency while benefiting from an AI algorithm that optimizes exchange routes to achieve the best transaction rates.
Vision of Decentralization & PayFi Trends
Pavel Luchkovskyi, CEO of KOLO, shared the reason for creating this platform:
"I entered the cryptoasset field with a dream of bringing digital assets to everyone's wallet. At KOLO, we want to eliminate the boundary between traditional banking and digital assets, providing a global debit card loaded with cryptoassets or fiat currencies like USD or EUR – an easy way to buy, sell cryptoassets, and earn profits from DeFi."
KOLO continues to expand globally, breaking down geographical barriers to make digital finance truly practical. The CEO emphasized:
"The KOLO card connects the digital financial world with reality, making cryptoasset spending as simple as swiping a card," Pavel added.
Solutions for Businesses
Not just for individuals, KOLO also provides financial infrastructure for global businesses, helping to integrate cryptoasset payments, salary payments in crypto, and using convenient, safe corporate cards.
Highlighted Features of KOLO Wallet and Card
- Cryptoasset Payments Everywhere: Supporting multiple platforms, easy payment through Telegram mini-app, Google Pay, Apple Pay, or web; usable at millions of stores and online services.
- AI Cryptoasset Transactions: Quickly exchange cryptoassets with optimal rates thanks to AI algorithms.
- Fast Fiat Deposit and Withdrawal: Easily buy and sell cryptoassets with local currency.
- Flexible Wallet Selection: Option between Custodial or Non-Custodial wallets, with complete control over digital assets.
- Quick Cryptoasset Conversion: Instantly convert BTC, ETH, USDT, TRX, ARB, LTC, DOGE, PEPE, and many others to fiat currency.
- Optimal Security: Two-layer authentication and biometrics across all platforms.
- 9 Million User Community & Continuous Growth: Over 9 million people have joined the KOLO ecosystem, expanding the global network.
Join the Cryptoasset Revolution with KOLO
KOLO's wallet and card promote cryptoasset adoption, making payments easier and more convenient than ever. KOLO has outlined a clear development roadmap with multiple global expansion programs.
In Q2 2025, KOLO will integrate personal IBAN accounts, SWIFT, and bank transfers. By Q3 2025, wallet and card services will expand to Europe, Asia, and Africa. Q4 of the same year will launch the full KOLO app on Android, iOS, support Non-Custodial wallets, and AI cryptoasset trading features.
About KOLO
KOLO was established in 2022, owned by Hardline Holdings Limited – a leading LLC with a team of over 100 experts with 10 years of experience in the fintech field.
As a hybrid cryptoasset wallet, KOLO provides asset storage, DeFi management, and card services for individuals and businesses. KOLO operates globally, aiming to expand in Africa, Europe, and Asia. KOLO also provides exchange platforms, Custodial solutions, and efficient cryptoasset processing for businesses.
Note: This is an advertising article from a partner in the Press Release section of Bitcoin News, not investment advice. You should thoroughly research before taking action, and we are not responsible for your investment decisions.



