Some apps I use to manage my personal finances:
• @ynab for budgeting & tracking expenses
• @KuberaApp + spreadsheet for tracking net worth
• @projection_lab financial planning
• ChatGPT - analyze financials and help find improvements
These tools make my life easier

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Some of these tools cost money, and I think they are well worth it. But if you're short on cash, you can pretty much do anything you want with a free spreadsheet