Ripple (XRP) surged 11.1% this week, reaching $2.58140000 USDT, after a key turning point in its five-year legal battle with the U.S. Securities and Exchange Commission (SEC). This landmark legal development began with both parties jointly filing documents to withdraw their appeals to the Second Circuit Court of Appeals, signaling a potential end to this protracted legal battle. Ripple Chief Legal Officer Stuart Alderoty confirmed that the settlement would include each party bearing its own legal costs, a move interpreted by the market as a significant signal of a breakthrough in the deadlock. Looking back at this legal tug-of-war, the SEC sued Ripple in 2020 for issuing securities without registration, until a crucial distinction was made in 2023: exchange sales were considered non-securities, while institutional sales were classified as securities. With the $50 million settlement proposal rejected, both parties must submit new documents by August 15th. The market widely expects a final agreement to open the door for institutional investors, particularly through the establishment of an XRP-related ETF. Technical analysts now set $3.65 as the next breakout target, with regulatory clarity being a major catalyst. Cryptocurrency commentator John Squire wrote after the SEC officially dropped its lawsuit against Ripple executives: "The gavel has fallen, and a new chapter has officially begun." This legal clarification not only eliminated market uncertainty but also paved the way for institutional funds to flow in, making XRP one of the most watched digital assets today.
XRP Price Forecast: Legal Clarity Sparks ETF Speculation, Surges 11.1% in a Single Week
Ripple (XRP) rose 11.1% this week after a key development in its long-running legal battle with the U.S. Securities and Exchange Commission (SEC). The surge followed filings by both parties to withdraw their appeals to the Second Circuit Court of Appeals, signaling a potential end to the five-year conflict. Chief Legal Officer Stuart Alderoty confirmed that the settlement includes both parties sharing legal costs—a move seen as an acceptance of the impasse.
The SEC's 2020 lawsuit against Ripple alleges that it issued securities without registration. The lawsuit was partially settled in 2023 when the court distinguished between exchange sales (non-securities) and institutional sales (securities). With the $50 million settlement rejected, both parties will submit new documents by August 15th, and market participants anticipate that the final terms may open the door to institutional participation—particularly through XRP- related ETFs.
Technical analysts see $3.65 as the next breakout target, with regulatory clarity acting as a catalyst. Cryptocurrency commentator John Squire tweeted after the SEC officially dropped its lawsuit against Ripple executives: "The gavel has fallen, a new chapter begins."
XRP prices are poised to surge to $3.80 as the bull market continues.
XRP has demonstrated strong bullish potential after rebounding from its major trendline, successfully turning previous resistance into support. With the overall cryptocurrency market trending upward , analysts expect XRP to maintain its upward momentum in the coming week.
Cryptocurrency analyst Lingrid points out that the key support level of $3.15 has held firm after a brief bearish pullback. A sustained hold above this level could pave the way for a rapid price increase, while a break above $3.40 would confirm bullish momentum.
The $3.1-$3.2 range is considered a key buying area; if the current structure remains intact, the price could rise by 20%. This rally could propel XRP towards its all-time high before a significant pullback occurs.
US regulators face a dilemma as new stablecoin regulations ignite tensions between banks and cryptocurrencies.
The "Genius Act" has become a focal point of increasingly fierce competition between cryptocurrency companies and traditional banks, forcing U.S. regulators to proceed cautiously in a risky environment. The act requires stablecoin issuers to hold dollar reserves equivalent to the circulating supply, and the resulting rulemaking process could redefine how crypto interests interact with the banking system.
Cryptocurrency companies are actively seeking legal status through regulatory channels. Circle andRipple recently applied for national trust banking licenses, a move that tests the Office of the Comptroller of the Currency's (OCC) willingness to accept digital asset companies. This action continues the Trump administration's efforts to expand trust banking services for crypto entities.
Traditional financial institutions maintain a contradictory stance—both partnering with and competing with crypto companies. Large banks like JPMorgan Chase have partnered with digital asset companies, despite protests from industry groups against what they call regulatory "backdoors" to crypto trust banks.
Ripple predicts a $19 trillion tokenization value, which will boost XRP.
Ripple Labs predicts a major shift in global finance, projecting that the value of tokenized assets will reach $19 trillion by 2033. Institutional adoption of blockchain technology in areas such as real estate, stocks , and government bonds is accelerating, with XRP poised to be a major beneficiary.
The report indicates that real estate tokenization has a potential market size of $3.7 trillion, while equity tokenization has a potential of $2 trillion. As the preferred infrastructure provider for major financial institutions, Ripple's solutions could drive XRP's valuation to unprecedented levels within a decade.
Hong Kong, Dubai, and the United States have emerged as key jurisdictions driving adoption. Market analysts anticipate that if these predictions materialize, XRP's price will experience double-digit growth, solidifying its role in the tokenized asset revolution.
