XRP could surpass Visa’s $600B market cap amid several bullish forecasts, ETF approvals, and growing institutional interest.
Indeed, XRP remains one of the crypto assets in which market participants have high hopes for future performance.
While its market cap is currently under $150 billion, many analysts forecast that its valuation could exceed $600 billion — the level at which the global payment processor Visa currently stands. This article explores the potential price XRP could trade at if it reaches Visa’s market cap.
To surpass Visa, XRP’s market cap, and consequently its price, would need to increase by about 376%. Notably, XRP has a circulating supply of 59.91 billion tokens.
With this supply, if XRP were to reach a market cap of $700 billion (above Visa’s current value), the token’s price would be approximately $11.68.
In other words, XRP would need to break the long-standing “double-digit price barrier” to compete with or overtake Visa in the global asset rankings.
What Are the Chances of XRP Overtaking Visa?
Back in July, XRP hit its highest valuation ever, reaching a market cap of $210 billion, briefly overtaking Uber, as reported by The Crypto Basic. At that time, XRP’s valuation also placed it above major companies like BlackRock, Shopify, and Shell.
Although the coin has since lost a significant portion of that valuation, analysts maintain that the final quarter of 2025 is when XRP is likely to break out massively to set a new all-time high and enter the double-digit price range. This would allow it to challenge the positions of giants like Netflix, Visa, and Mastercard.
Popular Projections for XRP at $12 and Beyond
According to analyst Zach Rector, XRP’s path to double-digit prices will begin once ETFs are approved. His prediction comes amid the U.S. government shutdown, with the SEC pausing operations, including ETF approvals.
Despite the delay, market sentiment remains bullish. Some analysts project that XRP could reach $50, based on potential inflows of up to $10 billion.
Meanwhile, veteran crypto investor Pumpius believes XRP could hit $50 within five months, citing nine catalysts for a major price surge. Key drivers include:
- Potential spot ETF approvals
- Ripple’s legal victory over the SEC
- Expanding global financial partnerships
- Increasing institutional interest
- Tightening technical patterns
- Ripple’s acquisition of Hidden Road, which could help funnel institutional capital into XRP
Pumpius considers the $10–$20 range a realistic short-term target, with $50 possible in a best-case scenario. However, critics argue that the $50 projection may be overly optimistic within such a short five-month timeframe.
In Sum
Essentially, numerous voices in the crypto community believe XRP is on the verge of breaking into the double-digit price range. This milestone could enable it to overtake Visa in market capitalization and climb further up the global asset rankings.
