RWAs are becoming a prominent trend as financial institutions seek to bring real-world assets onto the blockchain in a transparent and compliant manner. However, most projects still face legal and liquidation constraints within DeFi. Pruv Finance emerges to address this gap with a specialized RWA infrastructure that meets TradFi standards while remaining Web3 compatible.
So what is Pruv Finance? Let's explore the first RWA platform approved by the OJK and the bridge between TradFi and DeFi in the article below!
What is Pruv Finance? An RWA platform bridging TradFi and DeFi.
What is Pruv Finance?
Pruv Finance is a real- world asset (RWA ) infrastructure platform developed by D3 Labs, aiming to connect real-world assets with the DeFi ecosystem in a legally compliant environment.
Through Pruv Network, a Layer 1 blockchain dedicated to finance with a public permissioned model, financial institutions can Tokenize traditional assets, distribute them into DeFi , and operate with transparency, security, and self-management capabilities.
Pruv Finance Homepage
Pruv focuses on providing high-yield USDC savings products backed by quality assets such as Tokenize treasury instruments, while ensuring cross-chain interoperability for flexible RWA circulation across multiple ecosystems. With OJK approval to participate in the sandbox and attracting Capital from reputable investment funds, Pruv Finance aims to become the standard bridge between traditional finance and decentralized finance in the Tokenize era.
The unique features of Pruv Finance
Pruv Finance stands out for building a regulatory-compliant and highly liquidation RWA ecosystem in DeFi, thanks to its robust legal framework and technical architecture specifically designed for financial assets.
Pruv Finance's business model
Pruv is the world's first real-value asset Tokenize project approved by the Indonesian Financial Services Authority (OJK) for the pilot zone, within the digital financial market infrastructure group. This makes Pruv a compliant bridge between TradFi and Web3, meeting stringent standards for data security, AML, and KYC .
At the core of the system is the Pruv Network . This is a Layer 1 public-permissioned platform, meaning anyone can use it, but only approved financial institutions are allowed to operate nodes to ensure a level of security and compliance equivalent to that of a bank. On this platform, Pruv provides a set of tools to Tokenize and manage the entire RWA lifecycle, from issuance, distribution, pricing to legal compliance.
Once Tokenize, the assets can be freely used in DeFi and many other blockchains, without being locked or restricted, maximizing liquidation. Simultaneously, Pruv also operates a savings protocol based on RWA, allowing users to deposit USDC to receive stable and transparent yields, backed by high-quality, short-term assets from regulated issuers.
Features of Pruv Finance
Features of Pruv Finance
- RWA Tokenize Solution : Pruv Finance provides a Tokenization Suite that allows issuers to create, manage, and distribute real-world assets in ERC-20 format. The platform handles the entire asset lifecycle, including registration, valuation, redemption, and distribution across multiple blockchains, while ensuring transparent oracle-verified asset value. This provides the foundation for standardizing RWAs, making them easier to integrate into DeFi infrastructure.
- Savings and Yield Generation Protocol : Pruv operates a USDC savings protocol backed by high-quality assets such as tokenized treasuries, thereby generating stable yields and protecting users' Capital . All of this is implemented using audited smart contracts, maintaining non-custodialness, transparency, and limiting risks from market volatility or leverage.
- Pruv Network is a dedicated Layer 1 blockchain : Pruv Network is a Layer 1 blockchain optimized for finance, operating on a public-permissioned model where everyone can interact, but only reputable financial institutions operate validators to ensure compliance. The network supports Gas Price transactions on the Mainnet and provides a complete development environment with Solidity, SDK, API, and debugging tools for developers.
- Liquidation and DeFi Integration Capabilities : RWAs issued through Pruv are designed to be fully composable, free from lock-up or transfer restrictions. This allows DeFi protocols to directly integrate Pruv's RWAs into their products, enabling immediate asset circulation, increased liquidation , and opening up new on-chain financial applications.
- Multi-Chain interoperability : Pruv supports the distribution and use of RWA across multiple blockchains such as Polygon, Avalanche, Sei, Manta, Pharos, Stellar , and IOTA. Asset transfers are facilitated through Pruv Bridge, a dApp that allows users to securely Token Migration between the Pruv Network and other blockchains, thereby expanding liquidation and enhancing asset usability.
- User-oriented financial applications : Pruv Network enables the deployment of various applications such as on-chain forex trading, cross-border payments, RWA portfolio management, digital identity solutions, and Tokenize asset-based lending models. This helps the Pruv ecosystem to be not just infrastructure but also a platform for many practical financial products.
- Solid legal foundation thanks to OJK Sandbox : Pruv Finance is the first Web3 RWA Tokenize project approved by the Indonesian Financial Services Authority to participate in the pilot program within the D-FMI category, complying with Indonesian KYC, KYB, AML, and CTF standards. This approval provides a clear legal basis, strengthens trust, and allows Pruv to become a legitimate bridge between traditional finance and DeFi.
Details of the Pruv Finance Token
Currently, details about Pruv Finance's Token have not been officially released. Coin68 will update as soon as more details become available.
Pruv Finance's development roadmap
Currently, Pruv Finance's development roadmap has not been officially announced. Coin68 will update as soon as detailed information becomes available.
Pruv Finance Development Team
- Chung Ying Lai: He is the founder of Pruv Finance, who laid the strategic foundation and product direction, focusing on bringing RWA into DeFi with a compliant and highly liquidation model.
- Tigran : He is the Co-founder and Co-CEO of D3 Labs, Vai the technical and legal vision for Pruv Finance, and emphasizing the philosophy of connecting compliance with liquidity in RWA.
Investors in the Pruv Finance project
Investors in the Pruv Finance project
Pruv Finance raised $3 million in its Series A (or Pre-A) Capital round in late November 2025. The lead investor was UOB Venture Management, along with participants from Saison Capital, Taisu Ventures, Ascent, Spiral Ventures, and Capital Group. This group of investors plays a crucial Vai in supporting Pruv Finance's expansion of its RWA infrastructure and the development of the Pruv Network during its next growth phase.
Summary
Above is all the information about the Pruv Finance project. Coin68 hopes that readers will grasp the basic information to better understand the project and how it works. We wish you more useful knowledge!
Note: The information in this article is for market informational purposes only and should not be XEM investment advice. Coin68 is not responsible for any decisions you make.
