Crypto ETF Spot XRP in the US has attracted strong institutional investment and could become a major catalyst for XRP to be revalued to higher levels, if the macroeconomic environment and market sentiment improve.
The ETFs launched in mid-November and maintained a chain of no net outflows throughout 2025. However, XRP price largely traded below $2 in December, suggesting that ETF inflows were insufficient to reverse the short-term trend.
- The US crypto ETF Spot XRP has surpassed $1.16 billion in accumulated net inflows, bringing its net assets to $1.27 billion.
- Standard Chartered forecasts XRP could reach $8, but this target would require a significant amount of new Capital .
- Selling pressure from whales could continue to keep XRP prices below $2 in the short term.
Crypto ETF Spot XRP in the US is attracting institutional Capital .
The US-based XRP Spot ETF has seen steady inflows, with cumulative net inflows exceeding $1.16 billion and total net assets reaching $1.27 billion.
The Spot XRP ETF launched in mid-November and quickly attracted interest from institutional investors. According to data from the cash flow tracking link, cumulative net cash flow has exceeded $1.16 billion , while net assets reached $1.27 billion.
Notably, these ETFs "did not record any net outflows in 2025," reflecting structural holding demand. However, XRP price movement was not in sync, as the coin struggled below $2 for most sessions in December.
Standard Chartered forecasts XRP could reach $8.
Standard Chartered believes that increased demand for ETFs and legal clarity in the US could be key drivers for a strong XRP price surge in 2026, targeting $8.
In a note to clients in April, Standard Chartered offered an optimistic forecast for XRP with a target of $8, citing “legal clarity” and its usefulness in payments. The bank assessed that the improved regulatory environment makes the asset more accessible to institutions and creates space for the ecosystem to expand.
“Improved legal clarity in the U.S. has made it easier for organizations to access and has given Ripple and the XRP ecosystem space to grow without constantly facing litigation risks.”
– Geoff Kendricks, Head of Digital Asset Research, Standard Chartered (client note/April)
The $8 level represents a potential increase of approximately 300% compared to the $1.87 level. At $1.87, XRP market Capital was estimated at around $113 billion. If it reaches $8, the implied market Capital would be approximately $485 billion, meaning an additional $360 billion in market Capital would be needed.
To reach $8, XRP may need approximately $18.6 billion in new Capital , according to realized cap.
Estimates based on realized cap during the late 2024 bull cycle suggest that XRP would need approximately $18.6 billion in new Capital to reach a 4.4-fold increase to $8.
Looking solely at market Capital may not directly reflect the amount of Capital needed to drive the price up. Therefore, this analysis uses realized cap, an on-chain indicator used to estimate the amount of Capital "inflow" into the XRP market.
During the late 2024 bull run, XRP surged from $0.50 to $30 (a sixfold increase) after absorbing approximately $25 billion, as its realized cap rose from $30 billion to $55 billion.
From this, we can deduce that each 1x price increase requires approximately $4.2 billion in realized capital ($25 billion Chia by 6). If the $8 target corresponds to an increase of approximately 4.4x from $1.87, the estimated new Capital needed would be around $18.6 billion. This figure is equivalent to requiring a significant increase in current ETF inflows, approximately 19 times the $1.1 billion mentioned earlier.
Whale selling could keep XRP below $2 in the short term.
The whale group is described as having switched to net selling in the last two months, which could make it difficult for XRP to recover strongly and keep it stuck below $2.
Analysis indicates that XRP whales have been "net sellers" for the past two months. Amidst weak broader market sentiment, selling pressure from large holders could limit XRP's recovery.
If whale Dump doesn't slow down, XRP may continue to struggle to break above $2 in the short term, even if inflows into crypto ETFs remain positive.
Frequently Asked Questions
What is the current level of inflow into the XRP Spot ETF in the US?
Cumulative net cash flow exceeded $1.16 billion and net assets reached approximately $1.27 billion, according to data linked in the original content.
What is Standard Chartered's price forecast for XRP , and what factors are it based on?
The bank set a target of $8, citing legal clarity in the US and the usefulness of XRP in payments, along with the expectation that ETF demand could support a revaluation.
According to realized cap, how much new Capital does XRP need to reach $8?
Based on the example of the late 2024 rally, it is estimated that XRP would need approximately $18.6 billion in new Capital to achieve a 4.4-fold increase to $8.
Why might XRP still struggle to surpass $2 in the short term despite ETF Capital?
The content indicates that whales have been net sellers for the past two months. If this selling pressure does not subside, XRP could continue to be held below $2 in the short term.
