Visa Cryptocurrency Card Transactions Expected to Surge 525% by 2025โฆ Will They Become a Popular Payment Method?
Transaction volume on Visa-issued cryptocurrency cards surged a staggering 525% year-over-year in 2025, demonstrating the growing entrenchment of digital assets into everyday consumer life.
Global payments company Visa is collaborating with various blockchain projects to offer cryptocurrency payment cards, and annual net transaction volume through these cards is expected to surge from $14.6 million (approximately 21 billion won) in January to $91.3 million (approximately 131.9 billion won) in December 2025. These cards were issued in collaboration with Visa by EtherFi, Cypher, AvisiMoney, ExaApp, Moonwell, and GnosisPay.
EtherFi Card Ranks First in Transaction Amount with $554 Million
Among these, Ethereum-based DeFi (decentralized finance) project EtherFi stood out. Annual payments via EtherFi cards reached $554 million (approximately 801.1 billion won), significantly surpassing second-place Cypher's $205 million (approximately 296.1 billion won).
Experts interpret these results as a sign that cryptocurrency users are beginning to utilize digital assets beyond investments and as a means of everyday consumption. Alex Ovchakevic, a researcher at the Polygon (MATIC) Foundation, commented, "The surge in usage demonstrates that cryptocurrencies are moving beyond the experimental stage and becoming practical financial tools."
Visa Strategically Expands Stablecoin Infrastructure
In line with this trend, Visa is accelerating the expansion of its cryptocurrency infrastructure. As of the end of 2025, Visa will support stablecoins on four blockchains and has also strengthened its partnerships with major corporations and financial institutions.
In December, Visa attracted attention by establishing a dedicated advisory team to support the development of stablecoin products for banks, merchants, and fintech companies. Visa is pursuing this organizational expansion, believing that blockchain-based payments and programmable currencies will become key elements of the global payment network.
Stablecoin trading volume exceeds 25 trillion wonโฆ USDT and USDC are the two major players.
Overall stablecoin trading also peaked in 2025. According to payments platform Bridge, annual transaction volume surpassed $2.5 trillion (approximately KRW 3,612 trillion), and issuance also reached a record high. This growth was primarily driven by the market leadership of Tether (USDT) and USD Coin (USDC).
According to Chainalysis, between June 2024 and June 2025, USDT processed over $1 trillion (approximately KRW 1,445 trillion) per month, peaking at $1.14 trillion (approximately KRW 1,647 trillion) in January 2025. USDC also maintained high monthly trading volumes, ranging from $1.24 trillion to $3.29 trillion (approximately KRW 1,792 trillion to 4,755 trillion) during the same period.
However, the market is not unified, but rather diversified across channels. The euro-based stablecoin EURC saw its monthly trading volume surge from $47 million (approximately KRW 67.9 billion) to $7.5 billion (approximately KRW 1.0837 trillion), while PayPal's PYUSD and DAI also showed gradual growth.
Will cryptocurrency cards open a new path for real-life payments?
Visa's expansion of cryptocurrency card adoption is emerging as a viable means of broadening the use of digital assets. Cryptocurrency payment methods connected to existing payment networks offer users a familiar and powerful convenience, making it highly likely that more businesses will participate in the future.
This trend is expected to continue through 2026. In particular, as payments using stablecoins expand, cryptocurrencies are more likely to establish themselves as a trusted store of value and means of exchange in real-world applications.
๐ Market Interpretation
2025 marked a turning point for cryptocurrencies, expanding beyond investment into a full-fledged payment method. In particular, the barriers between traditional finance and digital assets were clearly blurred as user-friendly payment methods utilizing stablecoins became a reality.
๐ก Strategy Points
Projects that have successfully built infrastructure quickly, like EtherFi, are positioned to expand their user base.
- Services utilizing stablecoins can be customized and expanded to suit various countries and purposes.
- Expanding the participation of traditional companies such as Visa contributes to ensuring stability and trust.
๐ Glossary
- Stablecoin: A cryptocurrency that maintains a constant value by being pegged 1:1 to fiat currency.
- Programmable money: Digital currency designed to automatically execute payments or transfers by setting specific conditions in code.
- DeFi: A financial system based on blockchain without a central authority.
๐ก Want to know more? AI-prepared questions for you:
A. This means that the amount of payments made using Visa-issued cryptocurrency cards has grown rapidly throughout 2025. Transactions increased from $146 million in January to $913 million in December. This demonstrates that people are increasingly using cryptocurrencies like Bitcoin and Ethereum as everyday payment methods for purchasing real-world goods and services.
A. Among cryptocurrency finance projects, EtherFi operates the most successful card service through its partnership with Visa. In 2025, EtherFi card transactions reached $554 million, significantly exceeding the $205 million of Cypher, the second-largest, indicating that EtherFi offers a more convenient service to users and is trusted by a wider audience.
A. Stablecoins are cryptocurrencies designed to maintain a stable price. For example, USDT is designed to maintain a constant value of around $1. While typical cryptocurrencies fluctuate greatly in price, stablecoins' prices remain relatively constant, making them much more secure when purchasing physical goods or sending money. By 2025, stablecoin transactions will exceed $25 trillion, rivaling traditional payment methods like Visa and Mastercard.
A. Visa believes that cryptocurrencies and blockchain technology will play a crucial role in future payment systems. Therefore, we support stablecoins on multiple blockchains and have even created a dedicated team to help banks and financial institutions easily create cryptocurrency-based payment products. This demonstrates Visa's strategy of not simply maintaining existing payment methods but proactively responding to new technological changes.
A. This means that cryptocurrencies are no longer used solely for investment purposes, but are becoming established as a means of everyday payment, much like buying coffee or shopping online. Cryptocurrency cards allow people to easily use their cryptocurrency holdings like cash. As more people experience cryptocurrency payments in the future, digital assets are likely to become more integrated with the traditional financial system.
TP AI Precautions
This article was summarized using a TokenPost.ai-based language model. Key points in the text may be omitted or inaccurate.
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