Ripple has reaffirmed that it has no plans for an IPO, stating that the company possesses a strong financial foundation and prioritizes long-term growth strategies through product development and mergers and acquisitions (M&A). Speaking on January 7th, Monica Longing , President of Ripple , said the company will continue to operate as a private enterprise. According to her, Ripple does not need to raise liquidation from the public Capital market, as its current balance sheet is strong enough to self-finance its expansion plans and strategic investments.
Valued at $40 billion after a major Capital round.
Monica Longing 's statement comes after Ripple completed a Capital round of approximately $500 million in November 2025, valuing the company at approximately $40 billion. This investment round included participation from major players such as Fortress Investment Group, Citadel Securities, and several crypto investment funds.
Regarding investor protection provisions, Ms. Longing stated that the agreement structure benefits Ripple, but did not disclose specific details.
Boosting M&A activity and expanding digital asset infrastructure.
The report also stated that Ripple completed a series of acquisitions in 2025, totaling nearly $4 billion. Notable deals included:
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- Hidden Road: Prime Brokerage Platform
- Rail: a stablecoin payment platform
- GTreasury: a corporate treasury management system
- Palisade: a digital wallet and asset custody company.
This M&A strategy shows that Ripple is building an enterprise-level digital asset infrastructure ecosystem, rather than focusing on a single product segment.
Revenue and payment volume continue to expand.
Ripple stated that as of November 2025, its payments segment had processed over $95 billion worth of transactions, reflecting the growing scale of its payment products and digital asset infrastructure offered to corporate and financial institutions.
Prioritize growth over listing.
