I'm not exactly a die-hard gold fan, after all, it's a typical "zero-interest asset." In this era of AI-driven productivity explosion, holding onto gold, which doesn't generate returns, may not be the optimal solution. However, I still recommend that ordinary people allocate 10-20% of their portfolio to gold. Why? Don't be fooled by exchange rate appearances. Although the RMB seems to be appreciating against the USD recently, look down at your cash—does it still have real purchasing power domestically? While M2 growth isn't being mentioned much anymore, the money supply is already overflowing. Allocating to gold isn't essentially about making money, but about buying yourself an insurance policy against a "fiat currency trust crisis." When the printing presses can't stop, it's the only solid anchor that ordinary people can hold onto.